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    <title>topic AAOA does 4 years matter? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/AAOA-does-4-years-matter/m-p/3220160#M81515</link>
    <description>&lt;P&gt;Next month my AAOA will go back to 4 years (currently at 3 years and 11 months), &amp;nbsp;I have read that 2 years and 5 years are more the change bucket ages. &amp;nbsp;Should I expect a change in my scores from crossing the 4 year mark?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;current scores&lt;/P&gt;&lt;P&gt;TU08 - 788&lt;/P&gt;&lt;P&gt;EQ08 - 779&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;EX - has an additional trade line and never dropped below 5 years&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 02 Jul 2014 18:53:30 GMT</pubDate>
    <dc:creator>RebuildingFlorida</dc:creator>
    <dc:date>2014-07-02T18:53:30Z</dc:date>
    <item>
      <title>AAOA does 4 years matter?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/AAOA-does-4-years-matter/m-p/3220160#M81515</link>
      <description>&lt;P&gt;Next month my AAOA will go back to 4 years (currently at 3 years and 11 months), &amp;nbsp;I have read that 2 years and 5 years are more the change bucket ages. &amp;nbsp;Should I expect a change in my scores from crossing the 4 year mark?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;current scores&lt;/P&gt;&lt;P&gt;TU08 - 788&lt;/P&gt;&lt;P&gt;EQ08 - 779&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;EX - has an additional trade line and never dropped below 5 years&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 02 Jul 2014 18:53:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/AAOA-does-4-years-matter/m-p/3220160#M81515</guid>
      <dc:creator>RebuildingFlorida</dc:creator>
      <dc:date>2014-07-02T18:53:30Z</dc:date>
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