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    <title>topic Re: I've worked hard for this 814 FICO score in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3409655#M83510</link>
    <description>&lt;P&gt;Congrats. excellent Job&lt;/P&gt;</description>
    <pubDate>Fri, 05 Sep 2014 19:24:51 GMT</pubDate>
    <dc:creator>alextercero</dc:creator>
    <dc:date>2014-09-05T19:24:51Z</dc:date>
    <item>
      <title>I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043076#M78719</link>
      <description>&lt;P&gt;I just pulled my Experian.&amp;nbsp; 800.&amp;nbsp; Experian says it's better than 99.83% of US consumers.&lt;/P&gt;&lt;P&gt;Equifax = 814&lt;/P&gt;&lt;P&gt;I'm scared to look at TransUnion.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Having worked so hard to attain these scores, I feel like I should open a credit counseling business.&amp;nbsp;&amp;nbsp; LOL&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The one thing that pisses me off, is that if you don't carry a balance on any credit cards, they penalize you 8 points.&amp;nbsp;&amp;nbsp; That's just not right.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh, and I'm happy to report BofA is now reporting credit lines on Visa Siggys to all 3 bureaus.&amp;nbsp; Maybe they got alot of complaints &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 04:14:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043076#M78719</guid>
      <dc:creator>annalog</dc:creator>
      <dc:date>2014-04-24T04:14:24Z</dc:date>
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    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043598#M78723</link>
      <description>&lt;P&gt;Congrats on that score!&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 13:57:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043598#M78723</guid>
      <dc:creator>BigBS</dc:creator>
      <dc:date>2014-04-24T13:57:15Z</dc:date>
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    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043810#M78725</link>
      <description>&lt;P&gt;Congrats!!!&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 15:54:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043810#M78725</guid>
      <dc:creator>bdhu2001</dc:creator>
      <dc:date>2014-04-24T15:54:59Z</dc:date>
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    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043882#M78727</link>
      <description>&lt;P&gt;Awesome.&amp;nbsp; Congratulations!&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 16:29:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043882#M78727</guid>
      <dc:creator>ambivalent</dc:creator>
      <dc:date>2014-04-24T16:29:02Z</dc:date>
    </item>
    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043966#M78731</link>
      <description>&lt;P&gt;Congrats on your hard work.&amp;nbsp; It is an outstanding achievement.&amp;nbsp; &amp;nbsp;It has taken me 15 yrs to get my scores where they are.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 17:11:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3043966#M78731</guid>
      <dc:creator>Imhotrodcrazy</dc:creator>
      <dc:date>2014-04-24T17:11:12Z</dc:date>
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    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3044482#M78742</link>
      <description>&lt;P&gt;So what ya gonna do now? Going to Disneyland? lol&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 20:13:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3044482#M78742</guid>
      <dc:creator>ezdriver</dc:creator>
      <dc:date>2014-04-24T20:13:49Z</dc:date>
    </item>
    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3044976#M78746</link>
      <description>&lt;P&gt;Great work, I've never seen a TU in that range(fako) &amp;nbsp;where did you obtain these scores?&lt;/P&gt;</description>
      <pubDate>Thu, 24 Apr 2014 23:27:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3044976#M78746</guid>
      <dc:creator>blondy250</dc:creator>
      <dc:date>2014-04-24T23:27:21Z</dc:date>
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    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3409655#M83510</link>
      <description>&lt;P&gt;Congrats. excellent Job&lt;/P&gt;</description>
      <pubDate>Fri, 05 Sep 2014 19:24:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3409655#M83510</guid>
      <dc:creator>alextercero</dc:creator>
      <dc:date>2014-09-05T19:24:51Z</dc:date>
    </item>
    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3409743#M83511</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/654152"&gt;@blondy250&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Great work, I've never seen a TU in that range(fako) &amp;nbsp;where did you obtain these scores?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's probably a VantageScore 2.0&lt;/P&gt;</description>
      <pubDate>Fri, 05 Sep 2014 19:44:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3409743#M83511</guid>
      <dc:creator>Involver</dc:creator>
      <dc:date>2014-09-05T19:44:20Z</dc:date>
    </item>
    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3411879#M83523</link>
      <description>&lt;P&gt;Finally....I have them all above 800...woo hoo!!!!!&lt;/P&gt;</description>
      <pubDate>Sat, 06 Sep 2014 10:32:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3411879#M83523</guid>
      <dc:creator>sarge12</dc:creator>
      <dc:date>2014-09-06T10:32:19Z</dc:date>
    </item>
    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3412223#M83532</link>
      <description>&lt;P&gt;Great work! Congrats!&lt;/P&gt;</description>
      <pubDate>Sat, 06 Sep 2014 14:45:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3412223#M83532</guid>
      <dc:creator>CreditPlay</dc:creator>
      <dc:date>2014-09-06T14:45:09Z</dc:date>
    </item>
    <item>
      <title>Re: I've worked hard for this 814 FICO score</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3422095#M83627</link>
      <description>&lt;P&gt;I've never seen scoring into the 900's. Where did you find that?&lt;/P&gt;</description>
      <pubDate>Tue, 09 Sep 2014 18:16:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/I-ve-worked-hard-for-this-814-FICO-score/m-p/3422095#M83627</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-09-09T18:16:29Z</dc:date>
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