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    <title>topic Re: Inquiry Removal ?? How to... in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Inquiry-Removal-How-to/m-p/52543#M8484</link>
    <description>&lt;DIV&gt;Don't waste your time. &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
    <pubDate>Mon, 20 Aug 2007 00:40:16 GMT</pubDate>
    <dc:creator>Tuscani</dc:creator>
    <dc:date>2007-08-20T00:40:16Z</dc:date>
    <item>
      <title>Inquiry Removal ?? How to...</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Inquiry-Removal-How-to/m-p/52542#M8483</link>
      <description>&lt;DIV&gt;Does anyone have a standard GW letter for getting inquiries removed?&amp;nbsp; In July 3 inquiries were made on all 3 credit bureaus.&amp;nbsp; All mortgage related.&amp;nbsp; I own a property in FL that I do not owe a mortgage on but wanted to take out a HELOC, to do some improvements on the prop.&amp;nbsp; I was approved for the loan.&amp;nbsp; However, I was initially told an appraisal wouldn't have to be done.&amp;nbsp; That it would be a digital appraisal, done on comps in the area.&amp;nbsp; As the loan process went on, they did indeed want to do a&amp;nbsp;traditional appraisal actually going out to the property checking it out inside/out.&amp;nbsp; I am not in FL and not planning a trip there anytime soon.&amp;nbsp; So I the loan was not funded.&amp;nbsp; I want those 3 inquiries removed.&amp;nbsp; I think I have like 17 inquiries over last 24 months including those 3.&amp;nbsp; About 5 of those are to fall off within the next couple of months because of their age, but in my opinion, these 3 latest are not merited and I don't want them bringing down my FICO scores.&lt;/DIV&gt;</description>
      <pubDate>Mon, 20 Aug 2007 00:33:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Inquiry-Removal-How-to/m-p/52542#M8483</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-08-20T00:33:17Z</dc:date>
    </item>
    <item>
      <title>Re: Inquiry Removal ?? How to...</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Inquiry-Removal-How-to/m-p/52543#M8484</link>
      <description>&lt;DIV&gt;Don't waste your time. &lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Mon, 20 Aug 2007 00:40:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Inquiry-Removal-How-to/m-p/52543#M8484</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2007-08-20T00:40:16Z</dc:date>
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