topic Anyone tried the 'goodwill letter' with CAPITAL ONE? in Understanding FICO® Scoring

Anyone tried the 'goodwill letter' with CAPITAL ONE?

Anonymous — Mon, 27 Aug 2007 05:02:13 GMT

anyone?

Message Edited by oneloveforall_2000 on 08-27-2007 01:02 AM

Re: Anyone tried the 'goodwill letter' with CAPITAL ONE?

Anonymous — Mon, 27 Aug 2007 12:06:56 GMT

yes-

Most are rejected unless you are on good terms w/ Crap One

My late are a year old and the only late payments I have ever had with them.

I personaly have not had response to mine-

Re: Anyone tried the 'goodwill letter' with CAPITAL ONE?

Anonymous — Mon, 27 Aug 2007 22:57:02 GMT

I've heard crap1 is very stingy with goodwills. I have a paid off closed derog from them but it is going to be dropped from my report in 1/08 so I'm just waiting for it to go bye-bye.

Re: Anyone tried the 'goodwill letter' with CAPITAL ONE?

Anonymous — Mon, 27 Aug 2007 23:18:18 GMT

Didn't work for us. Got the response from them today. They suck. Don't even try to forgive, just want to hold it against you forever. But don't let me stop anyone from sending one. Just my vent/

Re: Anyone tried the 'goodwill letter' with CAPITAL ONE?

Anonymous — Tue, 28 Aug 2007 14:40:02 GMT

We called them and had pretty good luck- they reversed a recent late- of course it took about an hour on the phone but it worked.

Re: Anyone tried the 'goodwill letter' with CAPITAL ONE?

Anonymous — Tue, 28 Aug 2007 14:47:54 GMT

called them they don't want to do it, but i will keep calling them until they are sick of me and remove it.