https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57836#M8961 <DIV>how do you come up with your total utl. all balances divided by all of total credit limit</DIV> Thu, 30 Aug 2007 02:36:47 GMT Anonymous 2007-08-30T02:36:47Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57815#M8958 <DIV>how do i come up with my overall utl</DIV> Thu, 30 Aug 2007 02:06:54 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57815#M8958 Anonymous 2007-08-30T02:06:54Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57826#M8960 <BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><DIV>how do i come up with my overall utl</DIV><BR /><HR /></BLOCKQUOTE><BR />Say you have one credit card with a $1000 limit. You use $100. Your utilization is 10%. Thu, 30 Aug 2007 02:21:05 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57826#M8960 smallfry 2007-08-30T02:21:05Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57836#M8961 <DIV>how do you come up with your total utl. all balances divided by all of total credit limit</DIV> Thu, 30 Aug 2007 02:36:47 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57836#M8961 Anonymous 2007-08-30T02:36:47Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57839#M8962 <BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><DIV>how do you come up with your total utl. all balances divided by all of total credit limit</DIV><BR /><HR /></BLOCKQUOTE><BR />YES Thu, 30 Aug 2007 02:39:29 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57839#M8962 Anonymous 2007-08-30T02:39:29Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57855#M8966 <DIV>thats what i thought just wasnt sure... thanks</DIV> Thu, 30 Aug 2007 02:51:08 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/overall-utl/m-p/57855#M8966 Anonymous 2007-08-30T02:51:08Z