Scoring is so confusing

live-n-learn — Thu, 19 Mar 2015 17:29:40 GMT

So, for the last few months i've been trying to pay down all my credit cards to under 10% overall and individually.

well I have 3 cards left to pay off/down

1) 2208 balance / 5000 limit (this is 0% interest )

2) 998 balance / 2000 limit (this is 0% interest)

3) 207 balance / 4000 limit (I just paid this one down... from an 800 balance)

the rest of my cards I've already payed off "0 balance" or was not in use anyway.

So today I get an alert that my Barclay Card that I paid off a month ago just updated on my Equifax & Experian reports;

it was previously (1631 balance / 3300 limit). I paid off the entire balance.

Why would Experian increase my score 9 points for paying this card off and Equifax decrease my score 9 points for paying this card off???

That's the only changes that were updated today...

I just want t get to a point were I'm only utilizing 1 or 2 cards at a time and keeping debt under 10%.

Just seems really hard to get all your scores above the 700 mark and keep them there lol.

( I know it can be done, as per all the evidence of that on this forum)

Sorry Just venting

topic Scoring is so confusing in Understanding FICO® Scoring