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    <title>topic Decrease Balance Fico Score Decrease? in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Decrease-Balance-Fico-Score-Decrease/m-p/3898703#M91472</link>
    <description>&lt;P&gt;Anyone know why a Fico Score would go down when you decrease a balance on a credit card by over $100 with utilization on that card decreased from 28% to 24%???&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
    <pubDate>Tue, 31 Mar 2015 05:02:21 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-03-31T05:02:21Z</dc:date>
    <item>
      <title>Decrease Balance Fico Score Decrease?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Decrease-Balance-Fico-Score-Decrease/m-p/3898703#M91472</link>
      <description>&lt;P&gt;Anyone know why a Fico Score would go down when you decrease a balance on a credit card by over $100 with utilization on that card decreased from 28% to 24%???&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;</description>
      <pubDate>Tue, 31 Mar 2015 05:02:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Decrease-Balance-Fico-Score-Decrease/m-p/3898703#M91472</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-03-31T05:02:21Z</dc:date>
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    <item>
      <title>Re: Decrease Balance Fico Score Decrease?</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Decrease-Balance-Fico-Score-Decrease/m-p/3898773#M91473</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Anyone know why a Fico Score would go down when you decrease a balance on a credit card by over $100 with utilization on that card decreased from 28% to 24%???&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Scores fluctuate every month +- 10 points on various factors, it's probably something else on your CR.&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I wouldn't worry too much.&lt;/P&gt;</description>
      <pubDate>Tue, 31 Mar 2015 06:09:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Decrease-Balance-Fico-Score-Decrease/m-p/3898773#M91473</guid>
      <dc:creator>tonyjones</dc:creator>
      <dc:date>2015-03-31T06:09:07Z</dc:date>
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