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    <title>topic Re: Help please in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-please/m-p/3923319#M91896</link>
    <description>&lt;P&gt;Each of the bureau's use different scoring models. &amp;nbsp;The info is (usually) the same, but the scores often vary. &amp;nbsp;Sometimes they're higher, sometimes, lower. &amp;nbsp;Generally, most lenders use the Fico score though so that's the best one to go by.&lt;/P&gt;</description>
    <pubDate>Thu, 09 Apr 2015 20:05:44 GMT</pubDate>
    <dc:creator>joeyoey</dc:creator>
    <dc:date>2015-04-09T20:05:44Z</dc:date>
    <item>
      <title>Help please</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-please/m-p/3922246#M91886</link>
      <description>&lt;P&gt;Why is my credit score less then my fico score. I Called&amp;nbsp;equifax and they said my score was 623 but my fico is 674. Whats going on please&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2015 12:26:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-please/m-p/3922246#M91886</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-04-09T12:26:31Z</dc:date>
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    <item>
      <title>Re: Help please</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-please/m-p/3923319#M91896</link>
      <description>&lt;P&gt;Each of the bureau's use different scoring models. &amp;nbsp;The info is (usually) the same, but the scores often vary. &amp;nbsp;Sometimes they're higher, sometimes, lower. &amp;nbsp;Generally, most lenders use the Fico score though so that's the best one to go by.&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2015 20:05:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Help-please/m-p/3923319#M91896</guid>
      <dc:creator>joeyoey</dc:creator>
      <dc:date>2015-04-09T20:05:44Z</dc:date>
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