topic No U.S credit history but I have a score? in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/No-U-S-credit-history-but-I-have-a-score/m-p/3945985#M92210 <P><FONT color="#0000ff">Hello and welcome to myFICO. I have split your post off to start a new thread in Understanding FICO Scoring. All I changed was the title.</FONT></P><P><FONT color="#0000ff">~MarineVietVet, myFICO moderator</FONT></P><P>&nbsp;</P><P>I have never had a credit card/account in the US (moved to the country 2 yrs ago) and I thought I had no credit story at all, so, I decided to start one. Today, I applied for a secured credit card and the banker set me up with a regular credit card with a limit of $2000; also, he said my credit score was 720. How can that be?</P> Sat, 18 Apr 2015 21:53:21 GMT Anonymous 2015-04-18T21:53:21Z No U.S credit history but I have a score? https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/No-U-S-credit-history-but-I-have-a-score/m-p/3945985#M92210 <P><FONT color="#0000ff">Hello and welcome to myFICO. I have split your post off to start a new thread in Understanding FICO Scoring. All I changed was the title.</FONT></P><P><FONT color="#0000ff">~MarineVietVet, myFICO moderator</FONT></P><P>&nbsp;</P><P>I have never had a credit card/account in the US (moved to the country 2 yrs ago) and I thought I had no credit story at all, so, I decided to start one. Today, I applied for a secured credit card and the banker set me up with a regular credit card with a limit of $2000; also, he said my credit score was 720. How can that be?</P> Sat, 18 Apr 2015 21:53:21 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/No-U-S-credit-history-but-I-have-a-score/m-p/3945985#M92210 Anonymous 2015-04-18T21:53:21Z Re: No U.S credit history but I have a score? https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/No-U-S-credit-history-but-I-have-a-score/m-p/3946903#M92217 <P>Get your credit reports free at annualcreditreport.com.&nbsp; You might be surprised.</P> Sun, 19 Apr 2015 04:18:49 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/No-U-S-credit-history-but-I-have-a-score/m-p/3946903#M92217 cashnocredit 2015-04-19T04:18:49Z