topic Re: TANKED TU Score in Understanding FICO® Scoring

TANKED TU Score

Anonymous — Wed, 06 May 2015 23:46:57 GMT

My QS (new) credit card and my TU score just dropped 15 points! =( Worst part is, I just got the BoA Cash Rewards, Green Card, and Delta Gold from Amex.....All my other scores went up! Uggh....DEFINITELY gardening for at LEAST a year.

Re: TANKED TU Score

Anonymous — Wed, 06 May 2015 23:55:18 GMT

@Anonymous wrote:
My QS (new) credit card and my TU score just dropped 15 points! =( Worst part is, I just got the BoA Cash Rewards, Green Card, and Delta Gold from Amex.....All my other scores went up! Uggh....DEFINITELY gardening for at LEAST a year.

Don't worry your scores will go back up over the next couple months as your utilization drops too.

Re: TANKED TU Score

Anonymous — Thu, 07 May 2015 01:55:22 GMT

I wouldn't worry about 15 points.

Re: TANKED TU Score

NRB525 — Thu, 07 May 2015 03:17:46 GMT

@Anonymous wrote:
My QS (new) credit card and my TU score just dropped 15 points! =( Worst part is, I just got the BoA Cash Rewards, Green Card, and Delta Gold from Amex.....All my other scores went up! Uggh....DEFINITELY gardening for at LEAST a year.

Congratulations on all the new cards!

The score drop is to be expected, and since you aren't going to be apping for a year, the score will have a chance to move up during that time.

Re: TANKED TU Score

Anonymous — Thu, 07 May 2015 04:30:35 GMT

Thank you! 15 points seems HUGE with my fragile, rebuilding credit, baby scores. I've only had a 5 point drop, before. Does it get worse before it gets better?

Re: TANKED TU Score

Anonymous — Thu, 07 May 2015 04:31:22 GMT

I DEFINITELY have to garden for at least one year....

Re: TANKED TU Score

Anonymous — Thu, 07 May 2015 09:51:57 GMT

If you don't plan on app'ing or asking for a cli ... Your fico score is useless anyway

Re: TANKED TU Score

Imhotrodcrazy — Thu, 07 May 2015 18:58:13 GMT

@Anonymous wrote:
I wouldn't worry about 15 points.

At my age this would give me a coronary if it happened to me.

Re: TANKED TU Score

Anonymous — Fri, 08 May 2015 00:17:42 GMT

Shoot, it would give me a coronary. Yeah, I'm just sad because after building for one year and going up 100 points, it's sad to lose more than 5. =(

Re: TANKED TU Score

Anonymous — Fri, 08 May 2015 00:39:47 GMT

@Imhotrodcrazy wrote:
@Anonymous wrote:
I wouldn't worry about 15 points.

At my age this would give me a coronary if it happened to me.

The first couple times it happened, it nearly gave me a coronary. Then I figured out that the yellow dots that pop up every time I get an alert are some kind of glitch. The green dots are the correct ones.