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    <title>topic fraudulent inquiry in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/fraudulent-inquiry/m-p/4016609#M93647</link>
    <description>I just pulled an Equifax report and noticed that I had 15 inquiries within the past 12months. 8 of them will be 1yr old in july, but I had one from Verizon. I absolutely know for a fact that I never had them pull because I have AT&amp;amp;T services because I'm an employee. I submitted a dispute, how do I prove otherwise that this is not mines? Also I'm hoping to see a bump in my score once the 8 inquiries drop. 9 with fraudulent one.</description>
    <pubDate>Tue, 19 May 2015 01:58:51 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-05-19T01:58:51Z</dc:date>
    <item>
      <title>fraudulent inquiry</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/fraudulent-inquiry/m-p/4016609#M93647</link>
      <description>I just pulled an Equifax report and noticed that I had 15 inquiries within the past 12months. 8 of them will be 1yr old in july, but I had one from Verizon. I absolutely know for a fact that I never had them pull because I have AT&amp;amp;T services because I'm an employee. I submitted a dispute, how do I prove otherwise that this is not mines? Also I'm hoping to see a bump in my score once the 8 inquiries drop. 9 with fraudulent one.</description>
      <pubDate>Tue, 19 May 2015 01:58:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/fraudulent-inquiry/m-p/4016609#M93647</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-19T01:58:51Z</dc:date>
    </item>
    <item>
      <title>Re: fraudulent inquiry</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/fraudulent-inquiry/m-p/4016784#M93650</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I just pulled an Equifax report and noticed that I had 15 inquiries within the past 12months. 8 of them will be 1yr old in july, but I had one from Verizon. I absolutely know for a fact that I never had them pull because I have AT&amp;amp;T services because I'm an employee. I submitted a dispute, how do I prove otherwise that this is not mines? Also I'm hoping to see a bump in my score once the 8 inquiries drop. 9 with fraudulent one.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you file a dispute and it comes back as verified as Equifax usually does, I'd call them and see what documentation they need to have it removed and then go from there.&lt;/P&gt;</description>
      <pubDate>Tue, 19 May 2015 03:26:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/fraudulent-inquiry/m-p/4016784#M93650</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-19T03:26:08Z</dc:date>
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