topic MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! in Understanding FICO® Scoring

MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Anonymous — Wed, 12 Sep 2007 14:47:49 GMT

I disputed ONE account on TU and sent my bk papers as a result to show an account was included in the BK.

Instead...they marked EVERY ACCOUNT I EVER HAD prior to the BK...even a student loan (which has always been paid on time and is non-dischargeable) and three Citifinancial loans that were paid off THREE YEARS before the BK are now marked as "unrated or included in BK" which dropped my FICO on TU from 578 to 532.

I need a phone number to call NOW to curse out those idiots.

Re: MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Tuscani — Thu, 13 Sep 2007 00:27:51 GMT

TU Special Handling: 800-860-7289

Re: MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

smallfry — Thu, 13 Sep 2007 01:18:50 GMT

@Anonymous wrote:
I disputed ONE account on TU and sent my bk papers as a result to show an account was included in the BK.
Instead...they marked EVERY ACCOUNT I EVER HAD prior to the BK...even a student loan (which has always been paid on time and is non-dischargeable) and three Citifinancial loans that were paid off THREE YEARS before the BK are now marked as "unrated or included in BK" which dropped my FICO on TU from 578 to 532.
I need a phone number to call NOW to curse out those idiots.

Just one more reason to never send anything to the CRA's concerning BK. You've just verified your own BK. Not a good idea. If this stuff does show up on EX and EQ don't send your BK papers.

Re: MAD as hell at TU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Anonymous — Thu, 13 Sep 2007 11:36:23 GMT

@smallfry wrote:

@Anonymous wrote:
I disputed ONE account on TU and sent my bk papers as a result to show an account was included in the BK.
Instead...they marked EVERY ACCOUNT I EVER HAD prior to the BK...even a student loan (which has always been paid on time and is non-dischargeable) and three Citifinancial loans that were paid off THREE YEARS before the BK are now marked as "unrated or included in BK" which dropped my FICO on TU from 578 to 532.
I need a phone number to call NOW to curse out those idiots.

Just one more reason to never send anything to the CRA's concerning BK. You've just verified your own BK. Not a good idea. If this stuff does show up on EX and EQ don't send your BK papers.

I pretty much had to to get a couple accounts that were reporting as c/o's that actually were in the BK. Also a judgement that had been vacated that never should have been filed, because it was included in the BK that was filed before the judgement was.