topic Re: MyFICO 3 scores update? in Understanding FICO® Scoring

MyFICO 3 scores update?

Anonymous — Mon, 08 Jun 2015 18:45:01 GMT

I'm registred for the 3 scores and receive alarts for new activity BUT, the 3 scores show they were last updated 4/10, almost 2 months?

Re: MyFICO 3 scores update?

Anonymous — Tue, 09 Jun 2015 19:21:24 GMT

@Anonymous wrote:
I'm registred for the 3 scores and receive alarts for new activity BUT, the 3 scores show they were last updated 4/10, almost 2 months?

They do not update with the 3B monitoring product except annually.

Re: MyFICO 3 scores update?

Anonymous — Tue, 09 Jun 2015 19:25:30 GMT

Then why, exactly, am I paying a monthly fee?

Re: MyFICO 3 scores update?

Anonymous — Tue, 09 Jun 2015 19:27:53 GMT

@Anonymous wrote:
Then why, exactly, am I paying a monthly fee?

I often ask myself the same question.

Re: MyFICO 3 scores update?

Scupra — Wed, 10 Jun 2015 23:32:05 GMT

Wait, I'm confused.. Are you signed up for the 3-bureau credit monitoring? If so, you should get score updates with the alerts. You get fresh credit reports once a year

Re: MyFICO 3 scores update?

MzOptimistic — Thu, 18 Jun 2015 09:22:36 GMT

I'm wondering the same thing as well. I signed up for the 3 Credit And Scoring Watch and my bankruptcy has been discharged. Credit Karma is showing the discharge has hit my EQ and TRANS report and cleaned them up BUT why haven't MYFICO updated yet. I see updates for EX on MYFICO but not the other two. The purpose of me paying almost $25 a month is for me to WATCH my score. I'm definitely not a happy camper about this. I want to know my score so I can go apply for a car loan smh.

Re: MyFICO 3 scores update?

MzOptimistic — Thu, 18 Jun 2015 09:24:19 GMT

*sorry for the typos, I'm on my cell will correct once I get to computer*

Re: MyFICO 3 scores update?

Anonymous — Thu, 18 Jun 2015 11:43:20 GMT

Same here. I was added as an AU on two cards and my scores have increased on average 27 points across the board, yet I got the all clear for the 3 bureaus and no change my my scores.