https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-are-Balance-and-Payment-amounts-calculated-on-TC/m-p/65767#M9523 I was noticing in looking at all three or my credit reports on TC that although my Balances were almost exactly the same the Payment amount varied as follows:<BR /><BR />TransUnion Balance:$230855 Payments:$1355<BR />Experian Balance: $231858 Payments: $1838<BR />Equifax BALANCES: $230989 PAYMENTS: $2352<BR /><BR />How could these amounts be so drastically different? Does it really make a difference? Do I need to worry about it?<BR /><BR />Thanks for any help Thu, 13 Sep 2007 21:10:57 GMT Anonymous 2007-09-13T21:10:57Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-are-Balance-and-Payment-amounts-calculated-on-TC/m-p/65767#M9523 I was noticing in looking at all three or my credit reports on TC that although my Balances were almost exactly the same the Payment amount varied as follows:<BR /><BR />TransUnion Balance:$230855 Payments:$1355<BR />Experian Balance: $231858 Payments: $1838<BR />Equifax BALANCES: $230989 PAYMENTS: $2352<BR /><BR />How could these amounts be so drastically different? Does it really make a difference? Do I need to worry about it?<BR /><BR />Thanks for any help Thu, 13 Sep 2007 21:10:57 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/How-are-Balance-and-Payment-amounts-calculated-on-TC/m-p/65767#M9523 Anonymous 2007-09-13T21:10:57Z