https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/So-confusing-Score-jumped-after-initial-plummet/m-p/66808#M9571 Try not to use logic when figuring stuff like this out. Sat, 15 Sep 2007 19:39:53 GMT Anonymous 2007-09-15T19:39:53Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/So-confusing-Score-jumped-after-initial-plummet/m-p/66786#M9570 <DIV>My score dropped more than 30 points just two weeks ago and has now recovered those points and then some.&nbsp; The best I can understand is that two auto loans that were refinanced have reported as $0 (caused the score to go from 580 to 620) and then a new credit account was added (another 3 points).</DIV><DIV>&nbsp;</DIV><DIV>I'm happy that it's back up but frustrated trying to follow the logic.&nbsp; I think I'm just going to ignore the actual score and keep paying my bills on time.&nbsp; When we are ready to do something with our house I'll check again.</DIV><DIV>&nbsp;</DIV><DIV>Thanks for the help everyone!</DIV> Sat, 15 Sep 2007 18:41:05 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/So-confusing-Score-jumped-after-initial-plummet/m-p/66786#M9570 Anonymous 2007-09-15T18:41:05Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/So-confusing-Score-jumped-after-initial-plummet/m-p/66808#M9571 Try not to use logic when figuring stuff like this out. Sat, 15 Sep 2007 19:39:53 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/So-confusing-Score-jumped-after-initial-plummet/m-p/66808#M9571 Anonymous 2007-09-15T19:39:53Z