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    <title>topic Re: What the hell in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-the-hell/m-p/4099134#M95788</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I got an alert from credit karma today that my experience about has dropped over 100 points.&lt;BR /&gt;&lt;BR /&gt;I've gotten approved for several new credit lines but all my bills are paid on time and in full.&lt;BR /&gt;&lt;BR /&gt;I also got a subscription to my fico. How often are their scores updated? If like to see what could have possibly caused such a dramatic and deadly fall in my score.&lt;BR /&gt;&lt;BR /&gt;Any advice is desperately welcome&lt;BR /&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Welcome to the forums.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;First, the scores you get from CredKarma are not Fico scores, but Vantage 3.0 &amp;nbsp;scores and are used by very few, if any, creditors. &amp;nbsp;Your best bet if you are concerned is to go to Experian.com and check your report there. &amp;nbsp;Sometimes the updates on MyFico can lag behind so it may be sometime before you see a new score update for EX.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 29 Jun 2015 16:52:53 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-06-29T16:52:53Z</dc:date>
    <item>
      <title>What the hell</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-the-hell/m-p/4099120#M95787</link>
      <description>I got an alert from credit karma today that my experience about has dropped over 100 points.&lt;BR /&gt;&lt;BR /&gt;I've gotten approved for several new credit lines but all my bills are paid on time and in full.&lt;BR /&gt;&lt;BR /&gt;I also got a subscription to my fico. How often are their scores updated? If like to see what could have possibly caused such a dramatic and deadly fall in my score.&lt;BR /&gt;&lt;BR /&gt;Any advice is desperately welcome&lt;BR /&gt;&lt;BR /&gt;</description>
      <pubDate>Mon, 29 Jun 2015 16:47:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-the-hell/m-p/4099120#M95787</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-29T16:47:47Z</dc:date>
    </item>
    <item>
      <title>Re: What the hell</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-the-hell/m-p/4099134#M95788</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;I got an alert from credit karma today that my experience about has dropped over 100 points.&lt;BR /&gt;&lt;BR /&gt;I've gotten approved for several new credit lines but all my bills are paid on time and in full.&lt;BR /&gt;&lt;BR /&gt;I also got a subscription to my fico. How often are their scores updated? If like to see what could have possibly caused such a dramatic and deadly fall in my score.&lt;BR /&gt;&lt;BR /&gt;Any advice is desperately welcome&lt;BR /&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Welcome to the forums.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;First, the scores you get from CredKarma are not Fico scores, but Vantage 3.0 &amp;nbsp;scores and are used by very few, if any, creditors. &amp;nbsp;Your best bet if you are concerned is to go to Experian.com and check your report there. &amp;nbsp;Sometimes the updates on MyFico can lag behind so it may be sometime before you see a new score update for EX.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 29 Jun 2015 16:52:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-the-hell/m-p/4099134#M95788</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-29T16:52:53Z</dc:date>
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