topic Re: How long should I wait for Experian to update? in Understanding FICO® Scoring

How long should I wait for Experian to update?

Anonymous — Mon, 29 Jun 2015 12:07:30 GMT

Last Thursday I spoke with Experian and it was agreed an old account should fall off because it was included in my Chapter 13. Also, a derog note relating to that account should fall off. She asked me for my email, too. She said she was changing those items.

Well, nothing yet shows on Experian. Does anyone know how long it usually takes? I am going to be so disappointed if I have to dispute this again. I was so pleased that an hour on the phone took care of the problem.

Anyone have experience or an idea about this? Maybe I just need to be more patient? Thanks in advance for any ideas.

In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.
6/27-FICO: EQ - 789; TU - 776; EX - 681; GOAL: 780 across the board then 800 across the board. Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.

Re: How long should I wait for Experian to update?

Anonymous — Mon, 29 Jun 2015 20:03:35 GMT

Where are you looking at your Experian file?

Re: How long should I wait for Experian to update?

Anonymous — Mon, 29 Jun 2015 20:26:37 GMT

Good question. On Experian...

In my wallet: Quicksilver 5000; Venture 15,000; Barclay Apple Rewards 2000; CareCredit 3300; Bank of America Platinum Visa 2000; Bank of America Travel Rewards 3500; Bank of America Travel Rewards 3500; Amazon Store Card 5000; Discover 10,000; Barclay Ring Platinum MasterCard. 12,500. Total Credit: 61,800.
6/27-FICO: EQ - 789; TU - 776; EX - 681; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 4; TU: 6; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.