topic Equifax Score Drops Twice For the Same Balance Change in Understanding FICO® Scoring

Equifax Score Drops Twice For the Same Balance Change

Anonymous — Fri, 10 Jul 2015 21:51:43 GMT

Hello, I searched but I could not find another topic regarding my question. Today I was hit with two separate 10 point credit drops from Equifax for the same balance change on a credit card. The first 10 point hit was for a balance percentage change, and the second 10 point hit was for the dollar amount of the balance increase,. I have been monitoring my credit for a few years, and have never seen a double hit like this. Is this is something that is normal, or should it be a disputed?

Re: Equifax Score Drops Twice For the Same Balance Change

Anonymous — Fri, 10 Jul 2015 22:18:04 GMT

Did you acutally lose 20 pts? Or 10?

My balance change alerts all repeat themselves for percent and amount, but I only gain/lose the points once.

Re: Equifax Score Drops Twice For the Same Balance Change

Anonymous — Tue, 14 Jul 2015 21:28:39 GMT

Thank you for the reply I am not sure if it was a glitch or not, when I logged into check my score the following day it was 10 points higher than the day I posted this question.