topic Re: Question about FICO scores... in Understanding FICO® Scoring https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69297#M9755 <DIV></DIV><DIV>Thanks Ilovepizza. I did buy them from MyFico - but until I was on that site I wasn't aware each CA has a FICO score.</DIV><DIV>&nbsp;</DIV><DIV>I appreciate your response.</DIV> Thu, 20 Sep 2007 09:06:12 GMT Anonymous 2007-09-20T09:06:12Z Question about FICO scores... https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69292#M9751 <DIV></DIV><DIV>So I understand that Credit Scores that you get from TU, EX, and EQ are also known as FAKOs and not the real deal.</DIV><DIV>&nbsp;</DIV><DIV>So why do each of these companies have FICOs too? And which one is looked at? Or do they pull them all?</DIV><DIV>&nbsp;</DIV><DIV>Mine are all close to each other...</DIV><DIV>&nbsp;</DIV><DIV>TU: 696</DIV><DIV>EQ: 698</DIV><DIV>EX: 702</DIV><DIV>&nbsp;</DIV><DIV>When I pulled my TU Credit Score the other day it was like 803. Quite a difference.</DIV><DIV>&nbsp;</DIV><DIV>I'm looking to buy a new car soon, so I wanted to see where I stand.</DIV><DIV>&nbsp;</DIV><DIV>Thanks!</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV> Thu, 20 Sep 2007 08:26:21 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69292#M9751 Anonymous 2007-09-20T08:26:21Z Re: Question about FICO scores... https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69295#M9753 <BR /><BLOCKQUOTE><HR />@Anonymous wrote:<BR /><DIV></DIV><DIV>So I understand that Credit Scores that you get from TU, EX, and EQ are also known as FAKOs and not the real deal.</DIV><DIV></DIV><DIV>So why do each of these companies have FICOs too? And which one is looked at? Or do they pull them all?</DIV><DIV></DIV><DIV>Mine are all close to each other...</DIV><DIV></DIV><DIV>TU: 696</DIV><DIV>EQ: 698</DIV><DIV>EX: 702</DIV><DIV></DIV><DIV>When I pulled my TU Credit Score the other day it was like 803. Quite a difference.</DIV><DIV></DIV><DIV>I'm looking to buy a new car soon, so I wanted to see where I stand.</DIV><DIV></DIV><DIV>Thanks!</DIV><DIV></DIV><DIV></DIV><BR /><HR /></BLOCKQUOTE><BR />Equifax is FICO. <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> The real score. Experian is either Plus or Vantage, TU is Vantage, TC is TransRisk, and these are FAKOs. Simply, the other companies don't want to pay royalties to FICO to use their scoring system. Lenders pay to use the FICO formula so when they pull the credit reports it goes through their pay system. Lenders pull the credit reports and then run them through FICO I believe. Maybe the CRA's do offer FICO, just not to us. I heard that TransUnionCS or something like that does offer FICO, but not sure. It was expensive so I passed. Hope this answer helps. Thu, 20 Sep 2007 09:01:13 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69295#M9753 Anonymous 2007-09-20T09:01:13Z Re: Question about FICO scores... https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69296#M9754 If you buy them from MyFICO they are all FICO. Thu, 20 Sep 2007 09:02:39 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69296#M9754 Anonymous 2007-09-20T09:02:39Z Re: Question about FICO scores... https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69297#M9755 <DIV></DIV><DIV>Thanks Ilovepizza. I did buy them from MyFico - but until I was on that site I wasn't aware each CA has a FICO score.</DIV><DIV>&nbsp;</DIV><DIV>I appreciate your response.</DIV> Thu, 20 Sep 2007 09:06:12 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Question-about-FICO-scores/m-p/69297#M9755 Anonymous 2007-09-20T09:06:12Z