https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/69510#M9777 <DIV>There are many small variations in FICO scores for add rerasons.&nbsp; If you have active trade lines, scores will change.&nbsp; Mine varies +/- about 10 points with everything being more of less stable</DIV> Thu, 20 Sep 2007 19:55:20 GMT MidnightVoice 2007-09-20T19:55:20Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/69468#M9774 So, I get an alert from MyFico that says my score tanked 12 points! I look for the reason why, and it says a "change in balance." My American Express apparently went from zero to $6. (That's six dollars.) That's the reason for a 12 point drop? Beyond that.... it's not even true. Both Amex balances are zero. So, my question is... is this site another hoax? What's with this stuff? Thu, 20 Sep 2007 18:29:42 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/69468#M9774 Anonymous 2007-09-20T18:29:42Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/69510#M9777 <DIV>There are many small variations in FICO scores for add rerasons.&nbsp; If you have active trade lines, scores will change.&nbsp; Mine varies +/- about 10 points with everything being more of less stable</DIV> Thu, 20 Sep 2007 19:55:20 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/69510#M9777 MidnightVoice 2007-09-20T19:55:20Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/73239#M10012 other possible reasons: recent application for: credit card, house, boat, installment loan, opening a bank account(a maybe), maybe even cable tv, cel phone, etc, etc, etc ad nauseum. lol You can pull a CR and find out that way......perhaps. Thu, 27 Sep 2007 20:10:07 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Odd-score-fluctuations/m-p/73239#M10012 Anonymous 2007-09-27T20:10:07Z