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    <title>topic Re: Refinancing my car made my score drop in Understanding FICO® Scoring</title>
    <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-my-car-made-my-score-drop/m-p/4215212#M98786</link>
    <description>&lt;P&gt;It is a normal Fico score reaction. If you read through this forum you'll find dozens of threads chock full of information explaining it.&lt;/P&gt;</description>
    <pubDate>Thu, 03 Sep 2015 20:56:45 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-09-03T20:56:45Z</dc:date>
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      <title>Refinancing my car made my score drop</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-my-car-made-my-score-drop/m-p/4215072#M98779</link>
      <description>&lt;P&gt;I refinanced my care my score dropped 20pts because the account says zero balance and closed. Is this correct? I dont want to lose my 700 credit score because I did something that would help me.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 03 Sep 2015 19:24:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-my-car-made-my-score-drop/m-p/4215072#M98779</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-03T19:24:16Z</dc:date>
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    <item>
      <title>Re: Refinancing my car made my score drop</title>
      <link>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-my-car-made-my-score-drop/m-p/4215212#M98786</link>
      <description>&lt;P&gt;It is a normal Fico score reaction. If you read through this forum you'll find dozens of threads chock full of information explaining it.&lt;/P&gt;</description>
      <pubDate>Thu, 03 Sep 2015 20:56:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Refinancing-my-car-made-my-score-drop/m-p/4215212#M98786</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-03T20:56:45Z</dc:date>
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