topic Re: Hard inquiry for changing cellphone service? WTH? in Understanding FICO® Scoring

Hard inquiry for changing cellphone service? WTH?

SouthJamaica — Fri, 11 Sep 2015 14:05:23 GMT

I was surprised and dismayed that when I changed my cellphone service provider the other day, they did a hard credit inquiry.

Never even asked me.

If I'd known I wouldn't have made the change.

Re: Hard inquiry for changing cellphone service? WTH?

Anonymous — Fri, 11 Sep 2015 14:14:02 GMT

These HP are aggravating when they are unexpected. Wells Fargo did a HP when I asked to be let into my paid off account to print a document. I actually never was able to get back into the account, but evidently they don't know that. The HP said I was inquiring about opening an account. @#$

They are also the ones who did multiple hard pulls on two credit bureaus a week after my car purchase. I am happy I am gardening. I have so many unnecessary pulls. In the future I plan on asking. Sorry you were hit with this!

Re: Hard inquiry for changing cellphone service? WTH?

Imhotrodcrazy — Fri, 11 Sep 2015 17:54:54 GMT

Pretty soon they will start doing a hard pull every time we use the bathroom.

Re: Hard inquiry for changing cellphone service? WTH?

Revelate — Fri, 11 Sep 2015 18:31:31 GMT

Cell phone and similar carriers (and utilities), inquiries are par for the course; has been for years if not more than a decade TBH.

I had 3 inquiries from Verizon over time, Internet, business wireless, business Internet. Was not amused but that's the world we live in.