topic Why are they different? in Understanding FICO® Scoring

Why are they different?

Anonymous — Tue, 25 Sep 2007 20:23:34 GMT

I have been checking my credit for a couple months now and I've been looking around at the different websites. I'm wondering why my Trans union score on truecredit.com is 50 points lower than my Trans Union score on myFico, which are both different than my scores on Freecreditreport.com. I'm not really sure which one I should believe!!!!!

Re: Why are they different?

Anonymous — Tue, 25 Sep 2007 22:07:39 GMT

The Transunion site does not offer the FICO scoring model. Yo are probably seeing the Vantage score on that siteand sting are weighted differently

Re: Why are they different?

haulingthescoreup — Tue, 25 Sep 2007 22:21:32 GMT

@Anonymous wrote:
I have been checking my credit for a couple months now and I've been looking around at the different websites. I'm wondering why my Trans union score on truecredit.com is 50 points lower than my Trans Union score on myFico, which are both different than my scores on Freecreditreport.com. I'm not really sure which one I should believe!!!!!

You can believe any one you like, but your lenders will more than likely believe the FICO score! I'd put a smiley here, but I'm on Firefox, so ;-)

Re: Why are they different?

Anonymous — Wed, 26 Sep 2007 03:15:15 GMT

I had the same thing happen to me just now. I bought my truecredit scores and they were all around 600.

My FICO scores, however, are all in the 640's to 650's.

This other score from another site was 672.

So I have no idea what to believe. But I trust the people on here who say the FICO score is the real one. It better be, because so far its the higher one.