https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Wally-card-free-score/m-p/4238903#M99401 <P>With the free FICO score from the wally card (walmart) is it a real FICO score from transunion that lenders may use? Or just another "credit score" that is just educational.</P> Fri, 18 Sep 2015 06:34:32 GMT Anonymous 2015-09-18T06:34:32Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Wally-card-free-score/m-p/4238903#M99401 <P>With the free FICO score from the wally card (walmart) is it a real FICO score from transunion that lenders may use? Or just another "credit score" that is just educational.</P> Fri, 18 Sep 2015 06:34:32 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Wally-card-free-score/m-p/4238903#M99401 Anonymous 2015-09-18T06:34:32Z https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Wally-card-free-score/m-p/4238932#M99402 It is real FICO 8 score generated by TU. Whether a lender will use it or not is up to the lender. Most credit cards issuers use it. Generally, for auto and mortgage there are other FICO scoring models used, which you have access to also by purchasing 3B report from myFICO. Fri, 18 Sep 2015 09:34:15 GMT https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Wally-card-free-score/m-p/4238932#M99402 Anonymous 2015-09-18T09:34:15Z