topic SCORE DROPPED 18PTS!!!!!! in General Credit Topics

SCORE DROPPED 18PTS!!!!!!

Anonymous — Mon, 21 Apr 2008 22:51:29 GMT

My score dropped 18 points because an investigation was put on an account today...is this normal...every time I move up a few points...I get pushed back double that...this is ridiculous...trying to but a house...UTL down from 85% to 35%...balance updates tomorrow...hoping for an increase...not I have been pushed back further...and probably will have to wait longer....B!@#$%&!!!!!!!!!

Re: SCORE DROPPED 18PTS!!!!!!

Anonymous — Mon, 21 Apr 2008 23:03:57 GMT

I think I might feel a little better...I just read that while the account is being investigated...it's not factored in your overall score...this is my oldest account...I just wanted Equifax/CSC to update the tradeline...it was paid in full...but most of all...the account was being reported by EX twice so I disputed it as a duplicate...i think they are going to delete...but EQ move their tradeline from the original listing...to the duplicate one with EX...does this make since...I guess it looks different when you look at the Truecredit 3 bureau report....I don't know...

Re: SCORE DROPPED 18PTS!!!!!!

Schoolbuskid — Tue, 22 Apr 2008 01:22:35 GMT

Mine fell 19 points because of util, i dont really care to much because i know it will go back up i plan on paying one of the accounts in full next month, i dont have bad credit except one medical collection!

Re: SCORE DROPPED 18PTS!!!!!!

Anonymous — Tue, 22 Apr 2008 01:34:37 GMT

Going from 85% to 35% uti definitely will give you a boost.

Going from 35% to 10% or less will give you another, albeit smaller boost.