topic Re: Midland address and contact info in General Credit Topics

Midland

Anonymous — Fri, 14 Mar 2008 04:20:57 GMT

I have a Midland item on my TU and EQ reports that are due to fall off in May. They reported that my last payment was on 09/2006, but I have never made any payments to them. I'm in the process of getting a job that will probably pull my CRs very soon, so I'm inclined to dispute the item for re-aging. Has anybody had any luck disputing a Midland account through the CRAs?

Thanks.

Re: Midland

Anonymous — Fri, 14 Mar 2008 04:23:58 GMT

send them A DV CMRRR

Re: Midland

Anonymous — Fri, 14 Mar 2008 04:26:42 GMT

Thanks. But I was hoping to get it out of my CRs sooner because of my potential new employer might do a credit check in the next week or 2. What about disputing online with TU and EQ and also sending a DV?

Re: Midland

Anonymous — Fri, 14 Mar 2008 04:29:55 GMT

You can try a dispute & see if it drops

Midland address and contact info

Anonymous — Mon, 07 Apr 2008 19:17:04 GMT

Hi there, I wanted to also dispute unknown charges I saw on my CR. The Midland credit management address and contact info, however, is no where to be found. Can someone help? Thank you

Re: Midland address and contact info

Anonymous — Sun, 27 Apr 2008 20:02:14 GMT

@Anonymous wrote:
Hi there, I wanted to also dispute unknown charges I saw on my CR. The Midland credit management address and contact info, however, is no where to be found. Can someone help? Thank you

Date of last Payemnt can't reage your account, the Date of First Delinquincy determines the fall off0date

Re: Midland address and contact info

learningstage — Sun, 27 Apr 2008 20:10:25 GMT

where can i find this information in the fcra i have a similar issue and the way they put it ... it is re-aging is determined from Last activity date.... which one is true

//Date of last Payemnt can't reage your account, the Date of First Delinquincy determines the fall off0date//

Re: Midland address and contact info

learningstage — Sun, 27 Apr 2008 21:09:34 GMT

BUMP

Re: Midland address and contact info

Anonymous — Sun, 27 Apr 2008 21:12:15 GMT

learningstage wrote:
where can i find this information in the fcra i have a similar issue and the way they put it ... it is re-aging is determined from Last activity date.... which one is true

//Date of last Payemnt can't reage your account, the Date of First Delinquincy determines the fall off0date//

FCRA Section 605 explains how long items remain on your credit report.

Read this thread about re-aging.....

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2175

Re: Midland address and contact info

learningstage — Sun, 27 Apr 2008 21:18:08 GMT

Wow that really helps... wich brings me to the fact I have a company called dmd financial trying to collect on a debt from a college that i attended and to my knowledge everything was contained within the student loan.. but somehow they have it as a medical payment or debt for the university,... now i never made any agreement or payment on this amount... due to i never knew i had a bill... this was in 2000 it is being reported by the collection agency in 2005 with recent payment activity ... which I am wondering what creative person thought to fabricate payments on a debt I never agreed to or ever made a payment to by the original creditor shaw university ... in my life? ugh... what process do i take from here

Re: Midland

Anonymous — Sun, 27 Apr 2008 22:00:03 GMT

wow, they seem to love this 9/06 date! Supposedly my broke #%$ paid them back then too. By any chance would this have been for an Aspire account?

Message Edited by Changingmantra on 04-27-2008 03:00 PM