topic Re: Credit History in General Credit Topics

Credit History

Anonymous — Wed, 30 Apr 2008 15:11:07 GMT

Why would my credit history for EQ & TU be 5 years and my credit history for EX be 12 years? I am 40 years old...I have credit history.

Re: Credit History

Anonymous — Wed, 30 Apr 2008 16:17:28 GMT

I think they go by the age of the oldest account in your credit history. Do you have older accounts listed on some that are not on the other?

Re: Credit History

Jesedmotherof5 — Wed, 30 Apr 2008 16:56:00 GMT

Maybe a whole lot of good standing closed acounts, inactive acts fell off... they only stay for 10 years. I also do think it is the AVERAGE of all of the acount date...

(Someone can correct me if Im wrong)

Jessica

Message Edited by Jesedmotherof5 on 04-30-2008 09:56 AM

Re: Credit History

Anonymous — Wed, 30 Apr 2008 18:12:59 GMT

From what I can tell, there are two "ages". My oldest is 12 years, my average is 6 years. I have a "short credit history". I think it's based on the 6 years.