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    <title>topic CCCS in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225560#M103495</link>
    <description>&lt;DIV&gt;I know that when a lender sees that accounts are managed by consumer credit couseling that it is looked at negatively, but does anyone know if there is an actual hit to your credit score for having accounts in CCCS?&lt;/DIV&gt;</description>
    <pubDate>Wed, 30 Apr 2008 20:29:18 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-04-30T20:29:18Z</dc:date>
    <item>
      <title>CCCS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225560#M103495</link>
      <description>&lt;DIV&gt;I know that when a lender sees that accounts are managed by consumer credit couseling that it is looked at negatively, but does anyone know if there is an actual hit to your credit score for having accounts in CCCS?&lt;/DIV&gt;</description>
      <pubDate>Wed, 30 Apr 2008 20:29:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225560#M103495</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-30T20:29:18Z</dc:date>
    </item>
    <item>
      <title>Re: CCCS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225572#M103496</link>
      <description>&lt;DIV&gt;CCCs and debt management programs have no affect on FICO scores but if they pay late on your behalf, then this will tank your scores.&lt;/DIV&gt;</description>
      <pubDate>Wed, 30 Apr 2008 20:47:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225572#M103496</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-04-30T20:47:25Z</dc:date>
    </item>
    <item>
      <title>Re: CCCS</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225578#M103497</link>
      <description>&lt;DIV&gt;Thanks!&lt;/DIV&gt;</description>
      <pubDate>Wed, 30 Apr 2008 20:56:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/CCCS/m-p/225578#M103497</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-30T20:56:38Z</dc:date>
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