topic Re: Which credit bureau do you least like? in General Credit Topics

Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 20:57:34 GMT

I dont like Equifax. MY TU and EX scores are all over 700, but my EQ is 669. All three share the same info I dont get it.

Re: Which credit bureau do you least like?

Jesedmotherof5 — Mon, 12 May 2008 21:03:51 GMT

I HATE EQ... EQ HATES ME!!!! Whats there problem anyway? Do they not like baddies but dont care about UTI and good history of payments?

Message Edited by Jesedmotherof5 on 05-12-2008 02:03 PM

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 21:05:33 GMT

I REALLY HATE EQ BIG TIME,BECAUSE THEY HAVE SPLIT ME FILE.

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 21:23:53 GMT

EX- Inquiries galore, 29 on file and soon to be growing!!!!

Re: Which credit bureau do you least like?

smallfry — Mon, 12 May 2008 21:25:44 GMT

I absolutely hate Equifax. Takes a battleship to move the score.

Re: Which credit bureau do you least like?

Jayleesmimi — Mon, 12 May 2008 21:31:02 GMT

Equifax for sure!

Re: Which credit bureau do you least like?

wmarat — Mon, 12 May 2008 21:32:41 GMT

I dislike all of them.

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 21:33:08 GMT

I actually like Equifax...my highest score. I have 1 paid charge off and no collections (I have 3 collections on TU and EX). I just applied to 5 places and none of them hit my EQ. My lowest is TU I guess but my scores are relatively in the same bracket of 10 points.

Re: Which credit bureau do you least like?

demo18c — Mon, 12 May 2008 21:34:25 GMT

Equifax... TU and EX like my new accounts but i dipped into the BAD under new account with EQ

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 22:09:31 GMT

Even worse for me.. I live and go to school in Atlanta. SO I SEE THE EQUIFAX BUILDING EVERYDAY!!!! I hate them

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 22:18:50 GMT

Ex because they refuse to allow me to dispute some items.

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 22:36:04 GMT

They are ALL terrible, but as far as I concerned EX is the worst of the worst!!! They hate me and I HATE them!

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 22:52:41 GMT

@Anonymous wrote:
Ex because they refuse to allow me to dispute some items.

I've noticed that too. I went to dispute a previously verified CO and online it told me they already investigated it.

I thought the law required them to investigate fully EVERY time I dispute.

Re: Which credit bureau do you least like?

athensguy — Mon, 12 May 2008 22:56:43 GMT

I am currently not in love with EQ, primarily because the most recent update listed on their report is from 03/30, while the other two have information from a couple of days ago.

Re: Which credit bureau do you least like?

Anonymous — Mon, 12 May 2008 23:44:34 GMT

At one time TU was my highest score then EX then EQ Currently EQ 793 the others I do not know at this point It"s All Good with EQ. I really don"t care much for EX they are to picky TU has always gave me good scores but no pre-approved offers from them it took a act of congress to get opted in.

Re: Which credit bureau do you least like?

atlastontheroad — Mon, 12 May 2008 23:45:54 GMT

Until last week, EX hated me a LOT. They flat out told me they wouldn't reinvestigate, they lied. But when the last bad, bad, collection dropped, they graced me with 75 points. We're still in the honeymoon phase. I don't entirely trust 'em, mind you.

EQ ewwwwwwwwww. The last baddie dropped and I got 20 points. I think they're holding out and I'm reserving judgement until after the 28th when there are zero balances and <20% UTI.

Last week, my friendly USAA rep hinted that they use EQ because they're "not as easy" as the other two. So, I won't be asking for a USAA CLI or auto loan anytime soon.

TU is as clean as they come for me. Seems that no one but the local CU (and yes, I'm grateful that the CU pulls them) pulls TU but that's ok.

Ask again next month. Things are sure to change.

atlast.....

Re: Which credit bureau do you least like?

haulingthescoreup — Tue, 13 May 2008 01:47:07 GMT

TU is semi-permanently on my fecal chart, because they are so freakin' slow to update my reports!

Otherwise, I'm pretty much OK with all of them; they are what they are. EQ used to be my lowest, because EQ hates lates, but now EX is my lowest (used to be my highest), because EX really, really hates it when you re-age your history down to toddler status.

Re: Which credit bureau do you least like?

Anonymous — Tue, 13 May 2008 01:50:15 GMT

I bet that today all three of'm are reporting within 3 points of one-another.

Re: Which credit bureau do you least like?

Anonymous — Tue, 13 May 2008 01:58:25 GMT

while i don't hate them EQ will not move my score. 2 points in 6 months i think. I need 2 pts for 700 and can't get it. I don't understand.

Re: Which credit bureau do you least like?

fused — Tue, 13 May 2008 02:21:58 GMT

Experian is da worst!!!!!!!!!!!!