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    <title>topic My AG or their AG? in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238398#M105497</link>
    <description>&lt;DIV&gt;If I am going to file a complaint with the AG over Midland, would I file the complaint with my state's AG, their state's AG, or both?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks.&lt;/DIV&gt;</description>
    <pubDate>Thu, 15 May 2008 02:14:37 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-05-15T02:14:37Z</dc:date>
    <item>
      <title>My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238398#M105497</link>
      <description>&lt;DIV&gt;If I am going to file a complaint with the AG over Midland, would I file the complaint with my state's AG, their state's AG, or both?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks.&lt;/DIV&gt;</description>
      <pubDate>Thu, 15 May 2008 02:14:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238398#M105497</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-15T02:14:37Z</dc:date>
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    <item>
      <title>Re: My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238405#M105501</link>
      <description>&lt;DIV&gt;I filed both my state's AG and the California AG regarding said CA. Oh, and BBB and FTC complaints too.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The responses from both AG's were along the lines of "Thank you for submitting your complaint.&amp;nbsp; The AG's office keeps records of such."&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The issue was resolved and off of my CRs within 30 days of filing all complaints.&amp;nbsp; The BBB actually opened up lines of communication with MCM after they had declined to respond to three DVs.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Hope that helps....&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;atlast...&lt;/DIV&gt;</description>
      <pubDate>Thu, 15 May 2008 02:18:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238405#M105501</guid>
      <dc:creator>atlastontheroad</dc:creator>
      <dc:date>2008-05-15T02:18:42Z</dc:date>
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    <item>
      <title>Re: My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238407#M105502</link>
      <description>&lt;DIV&gt;I agree, file with both.&lt;/DIV&gt;</description>
      <pubDate>Thu, 15 May 2008 02:19:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238407#M105502</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-05-15T02:19:51Z</dc:date>
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      <title>Re: My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238426#M105505</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;atlastontheroad wrote:&lt;BR /&gt;&lt;DIV&gt;I filed both my state's AG and the California AG regarding said CA. Oh, and BBB and FTC complaints too.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The responses from both AG's were along the lines of "Thank you for submitting your complaint.&amp;nbsp; The AG's office keeps records of such."&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The issue was resolved and off of my CRs within 30 days of filing all complaints.&amp;nbsp; The BBB actually opened up lines of communication with MCM after they had declined to respond to three DVs.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Hope that helps....&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;atlast...&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;You got them removed? &lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt;&amp;nbsp; I think it is the first I've heard of it.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;I filed with BBB and they sent me an email saying that MCM couldn't discuss the account with them until I signed a release. I am afraid that by giving my signature to BBB they'd pass it on to MCM who might do something shady with it. I know for a fact that they DON"T have my signature. The OC told me everything was verbal.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by sidewinder on &lt;SPAN class="date_text"&gt;05-14-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;07:56 PM&lt;/SPAN&gt;</description>
      <pubDate>Thu, 15 May 2008 02:56:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238426#M105505</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-15T02:56:43Z</dc:date>
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    <item>
      <title>Re: My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238436#M105508</link>
      <description>&lt;DIV&gt;sidewinder -&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;I created a special signature that I use specifically for CA-related issues. That way, if it shows up magically on another document, I know that they fudged it and can prove it.&lt;/DIV&gt;</description>
      <pubDate>Thu, 15 May 2008 03:10:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238436#M105508</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-15T03:10:25Z</dc:date>
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    <item>
      <title>Re: My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238465#M105512</link>
      <description>&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;ivyalmighty wrote:&lt;BR /&gt;&lt;DIV&gt;sidewinder -&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;I created a special signature that I use specifically for CA-related issues. That way, if it shows up magically on another document, I know that they fudged it and can prove it.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Ivy, I did something similar.&amp;nbsp;I sent a modified signature that was absolutely unlike my normal one and included "DV" at the end of it.&amp;nbsp; I sent it off to the BBB and had a response from MCM through them within 72 hours.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Sidewinder -&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;After months of research, I found the source of the alleged debt.&amp;nbsp; When MCM responded via the BBB, I had a name and number.&amp;nbsp; I broke down and called MCM, explained the chronology of the events.&amp;nbsp; The alleged debt actually was paid out of my funds, but the agent responsible for doing it violated the contract.&amp;nbsp; It was a long and unusual explanation.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;They deleted (and sent a letter confirming the delete) within a couple of days.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I believe that the FTC and AG complaints in conjunction with the BBB involvement AND the really bizarre sequence of events just made the small debt not worth pursuing.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;atlast....collection free, good G-d almighty, free at last....&lt;/DIV&gt;</description>
      <pubDate>Thu, 15 May 2008 03:37:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238465#M105512</guid>
      <dc:creator>atlastontheroad</dc:creator>
      <dc:date>2008-05-15T03:37:06Z</dc:date>
    </item>
    <item>
      <title>Re: My AG or their AG?</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238491#M105517</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;atlastontheroad wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;ivyalmighty wrote:&lt;BR /&gt;&lt;DIV&gt;sidewinder -&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;I created a special signature that I use specifically for CA-related issues. That way, if it shows up magically on another document, I know that they fudged it and can prove it.&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;Ivy, I did something similar.&amp;nbsp;I sent a modified signature that was absolutely unlike my normal one and included "DV" at the end of it.&amp;nbsp; I sent it off to the BBB and had a response from MCM through them within 72 hours.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Sidewinder -&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;After months of research, I found the source of the alleged debt.&amp;nbsp; When MCM responded via the BBB, I had a name and number.&amp;nbsp; I broke down and called MCM, explained the chronology of the events.&amp;nbsp; The alleged debt actually was paid out of my funds, but the agent responsible for doing it violated the contract.&amp;nbsp; It was a long and unusual explanation.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;They deleted (and sent a letter confirming the delete) within a couple of days.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I believe that the FTC and AG complaints in conjunction with the BBB involvement AND the really bizarre sequence of events just made the small debt not worth pursuing.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;atlast....collection free, good G-d almighty, free at last....&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Does the FTC actually contact them? I know that the AG, or the one here does.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I just emailed the release form. Maybe that will work and I won't have to continue on to the AG of both states and FTC.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I have already filed one complaint this week with my AG, don't want to file too many too soon, know what I mean. The website states "we are not your personal lawyer" they may think that is what I am using them for.&lt;/DIV&gt;</description>
      <pubDate>Thu, 15 May 2008 04:16:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/My-AG-or-their-AG/m-p/238491#M105517</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-15T04:16:26Z</dc:date>
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