https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243885#M106181 Yup a CO that is reporting a balance does count toward your uti. Wed, 21 May 2008 15:24:16 GMT Junejer 2008-05-21T15:24:16Z https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243882#M106179 <DIV>Does a collection/charge off from an OC that is reporting a balance cant toward your util?</DIV> Wed, 21 May 2008 15:22:59 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243882#M106179 Anonymous 2008-05-21T15:22:59Z https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243885#M106181 Yup a CO that is reporting a balance does count toward your uti. Wed, 21 May 2008 15:24:16 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243885#M106181 Junejer 2008-05-21T15:24:16Z https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243886#M106182 <DIV>BAH! I thought so!&nbsp; Guess I may have to see if I can work something out with AMEX. grrrr</DIV> Wed, 21 May 2008 15:25:16 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/charge-off-and-util/m-p/243886#M106182 Anonymous 2008-05-21T15:25:16Z