https://ficoforums.myfico.com/t5/General-Credit-Topics/BOA-Personal-Loans/m-p/244468#M106254 I was thinking of getting a personal loan from BOA? Does anyone know which reports they pull in NY if there are any fico score requirements?. I have no baddies but my credit only dates back to 8/2007. I have an Orchard secured (500CL), a BOA card(3200 CL) and an amex that I just opened last month and hasn't started reporting yet(2500 CL) TU-697 EQ-703 EX-696 as of 5/29 Thu, 22 May 2008 00:50:02 GMT sammyfire2001 2008-05-22T00:50:02Z https://ficoforums.myfico.com/t5/General-Credit-Topics/BOA-Personal-Loans/m-p/244468#M106254 I was thinking of getting a personal loan from BOA? Does anyone know which reports they pull in NY if there are any fico score requirements?. I have no baddies but my credit only dates back to 8/2007. I have an Orchard secured (500CL), a BOA card(3200 CL) and an amex that I just opened last month and hasn't started reporting yet(2500 CL) TU-697 EQ-703 EX-696 as of 5/29 Thu, 22 May 2008 00:50:02 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/BOA-Personal-Loans/m-p/244468#M106254 sammyfire2001 2008-05-22T00:50:02Z https://ficoforums.myfico.com/t5/General-Credit-Topics/BOA-Personal-Loans/m-p/244476#M106255 <DIV>I just appd and was denied with scores lower than yours. Actually 664 on EX. Haven't received a denial letter yet, but it could be a few things including due to having a secured BofA CC.</DIV><DIV>&nbsp;</DIV><DIV>BofA pulls EX 95% of the time or 5% for EQ...non-statistical.</DIV> Thu, 22 May 2008 01:02:03 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/BOA-Personal-Loans/m-p/244476#M106255 llecs 2008-05-22T01:02:03Z