topic Re: HSBC auto made my score drop 12 points. Help!! in General Credit Topics https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247910#M106603 Yes, it is legitimate because it is indeed incorrect. Mon, 26 May 2008 21:13:32 GMT Anonymous 2008-05-26T21:13:32Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247620#M106567 <DIV>.</DIV> Mon, 26 Jul 2010 23:00:09 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247620#M106567 Achieve2012 2010-07-26T23:00:09Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247622#M106569 When did you pay it off???...What was the DOLA before??...and as far as the lates...did you think of sending them a GW letter for the lates???...If the account is closed...it needs to report as closed... Mon, 26 May 2008 16:22:53 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247622#M106569 Anonymous 2008-05-26T16:22:53Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247629#M106572 <DIV><SPAN class="time_text">.</SPAN></DIV> Mon, 26 Jul 2010 23:00:40 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247629#M106572 Achieve2012 2010-07-26T23:00:40Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247644#M106574 Sometimes when you dispute things it makes FICO count the lates as newer than they really are, which is one reason you should not dispute if the information is accurate.<BR /><BR />I say give it time you will get the points back, but do let the CRA's know that the account is closed - maybe that will help with some points, by showing a lesser amount of opened accounts. YMMV. Mon, 26 May 2008 16:44:26 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247644#M106574 Anonymous 2008-05-26T16:44:26Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247716#M106580 I would send a copy of the before and after report...with the DOLA highlighted...and dispute it as re-aging....is this your oldest account..and can you afford for it to be deleted??...they might delete it due t disputes...but I think the DOLA might be affecting you... Mon, 26 May 2008 17:44:23 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247716#M106580 Anonymous 2008-05-26T17:44:23Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247879#M106598 <DIV>.</DIV> Mon, 26 Jul 2010 23:01:10 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247879#M106598 Achieve2012 2010-07-26T23:01:10Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247902#M106601 It is a legitimate dispute..another porter just posted..getting 12 collection account deleted...due to re-aging... Mon, 26 May 2008 21:05:34 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247902#M106601 Anonymous 2008-05-26T21:05:34Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247910#M106603 Yes, it is legitimate because it is indeed incorrect. Mon, 26 May 2008 21:13:32 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247910#M106603 Anonymous 2008-05-26T21:13:32Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247940#M106606 <DIV>.</DIV> Mon, 26 Jul 2010 23:01:53 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247940#M106606 Achieve2012 2010-07-26T23:01:53Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247953#M106607 Dispute with the CRA... Mon, 26 May 2008 21:48:19 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/247953#M106607 Anonymous 2008-05-26T21:48:19Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248288#M106639 <P>.</P> Mon, 26 Jul 2010 23:02:41 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248288#M106639 Achieve2012 2010-07-26T23:02:41Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248406#M106663 <DIV>.</DIV> Mon, 26 Jul 2010 23:03:09 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248406#M106663 Achieve2012 2010-07-26T23:03:09Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248418#M106664 Are they only reporting every month???...that's legit...that's not really affecting anything....as long as the DOLA...or DOFD...doesn't get changed... Tue, 27 May 2008 16:44:17 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248418#M106664 Anonymous 2008-05-27T16:44:17Z . https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248441#M106667 <DIV>.</DIV> Mon, 26 Jul 2010 23:03:43 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248441#M106667 Achieve2012 2010-07-26T23:03:43Z Re: HSBC auto made my score drop 12 points. Help!! https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248445#M106668 The DOLA is not supposed to change...unless you paid them...I don't know if that grounds for a re-aging dispute... Tue, 27 May 2008 17:29:36 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/unreadable-title/m-p/248445#M106668 Anonymous 2008-05-27T17:29:36Z