topic Re: Account Status on MyFICO Reports in General Credit Topics

Account Status on MyFICO Reports

Anonymous — Wed, 30 Jul 2008 03:51:28 GMT

I've previously used credit reports directly from Experian's site and they always had an Account Status field that said open or closed. My new reports from myFICO don't have that so I have no idea what is open or closed unless the furnisher happened to provide a comment saying it was closed. Am I missing something? I would think this would be included on every credit report.

Thanks!!

Re: Account Status on MyFICO Reports

RobertEG — Wed, 30 Jul 2008 03:55:25 GMT

Look closely at the details portion for each account. Status is shown there.

Re: Account Status on MyFICO Reports

Anonymous — Wed, 30 Jul 2008 04:21:15 GMT

Sorry, I'm not seeing it. There is a current status, but it just says something about being in good standing o or paid satisfactorily. Paid satisfactorily seems to always coincide w/ accounts that I know are closed, but "this account is in good standing" is listed next to items that showed closed and items that showed open on my last Experian report so it doesn't seem to match up. There's also a Date closed section, but every account states "Not reported."

Thanks for your help!

Re: Account Status on MyFICO Reports

RobertEG — Wed, 30 Jul 2008 06:42:13 GMT

In the Account Details section of your report, it provides:

Status date xx,xxxx

Date opened: xx,xxxx

Date of last activity: xx,xxxx

Date paid out:

Date closed: will say "Not Reported" if open.

If not reported as closed, it is open.

Message Edited by RobertEG on 07-29-2008 11:42 PM