topic Re: Collection Deletion Question in General Credit Topics

Collection Deletion Question

Anonymous — Sun, 10 Aug 2008 19:25:45 GMT

If you get a collection deleted from your credit report threw disputing can it be added back to your credit report by the same collection company at a later date?

Re: Collection Deletion Question

Anonymous — Sun, 10 Aug 2008 19:28:58 GMT

It can-

However, FCRA states that the CRA are to take steps to prevent this from happening and they are to notify you within 5 days of reinsertion.

FRCA 611

Re: Collection Deletion Question

Anonymous — Sun, 10 Aug 2008 19:33:53 GMT

sidewinder wrote:
It can-

However, FCRA states that the CRA are to take steps to prevent this from happening and they are to notify you within 5 days of reinsertion.

FRCA 611

I heard once it's gone that it can't be put back on there unless it's another collection i guess i was wrong lol

Message Edited by mjbfan79 on 08-10-2008 12:33 PM

Re: Collection Deletion Question

Anonymous — Tue, 12 Aug 2008 00:46:52 GMT

yes it can happen..i disputed a verizon debt..it was deleted for about a month and it reappeared the following by the same collector

Re: Collection Deletion Question

Anonymous — Tue, 12 Aug 2008 21:30:27 GMT

CAs sell & resell debts. You need to keep hard copies of all CRs so that if it is reported past CRTP you will have something to prove it.