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    <title>topic Re: Please, please, please - Relevant thread titles - the benifits in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/349852#M116851</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;haulingthescoreup wrote:&lt;BR /&gt;When I grow up, I'm gonna be just like MV. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;BR /&gt;&lt;BR /&gt;Veee and reddkaandy, where are you posting? &lt;FONT color="#ff0000"&gt;Understanding FICO, general credit issues, credit cards, mortgage loans, student loans, rebuilding your credit, and one horrible no need to respond one in smorgasboard (which also made its way into general...my bad for double posts. As you've pointed out, you&amp;nbsp;hardly ever&amp;nbsp;post on&amp;nbsp;Rebuilding...I&amp;nbsp;just try to&amp;nbsp;make sure I reach more people by posting in different rooms. &lt;/FONT&gt;I'm going to have to log off here, but I'll try to hunt down your posts later. The usual problems with no responses are:&lt;BR /&gt; &lt;LI&gt;it's on the wrong board --no one there knows, and they don't want to reply saying "I don't know" &lt;FONT color="#ff0000"&gt;Not sure if that's true or not for some...most are properly "boarded" but&amp;nbsp;maybe you can look at my posts and tell me where/if I went wrong with boards.&lt;BR /&gt;&lt;/FONT&gt;&lt;/LI&gt;&lt;LI&gt;the initial post might be too long and it scares people off, although colors and bullets do help &lt;FONT color="#ff0000"&gt;DITTO what Veee said 2x.&lt;/FONT&gt;&lt;BR /&gt;&lt;/LI&gt;&lt;LI&gt;it has been tacked on to an existing post, and it's either completely irrelevant to the original question, or it's on one of the gi-normous threads started in June 07 or something, and no one has the heart to even read it, much less reply. (this is typically a newbie problem; I don't think y'all are doing this) &lt;FONT color="#ff0000"&gt;Again, DITTO what Veee said. I don't post my questions on other people's threads, I kind of want to make sure you all know I have a question. If I do it that way, it may be viewed as a response&lt;/FONT&gt;.&lt;BR /&gt;&lt;/LI&gt;&lt;LI&gt;something good is on TV (never try posting on Saturday and Sunday afternoons in the fall with a lot of good football on), or the economy is imploding and people are too worried or distracted to think through your problem. &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt; &lt;FONT color="#ff0000"&gt;No comment...I have no problem waiting for relevant responses. I do understand that everyone here has a life...obviously we didn't get into credit trouble by not having a life&lt;img id="smileysurprised" class="emoticon emoticon-smileysurprised" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-surprised.gif" alt="Smiley Surprised" title="Smiley Surprised" /&gt; (or cable for that matter&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;)&lt;BR /&gt;&lt;/FONT&gt;&lt;BR /&gt;I hardly ever post on Rebuilding, because I am completely and utterly clueless as to most of the issues, and I don't want to mislead anyone. &lt;FONT color="#ff0000"&gt;Thanks for the heads up&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;...now I know why I'm not getting a response from you in that arena.&lt;BR /&gt;&lt;/FONT&gt;&lt;HR /&gt;&lt;/LI&gt;&lt;UL&gt;&lt;/UL&gt;&lt;UL&gt;&lt;/UL&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by reddkaandy on &lt;SPAN class="date_text"&gt;09-27-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:45 AM&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by reddkaandy on &lt;SPAN class="date_text"&gt;09-27-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:47 AM&lt;/SPAN&gt;</description>
    <pubDate>Sat, 27 Sep 2008 15:47:03 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-09-27T15:47:03Z</dc:date>
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      <title>Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179207#M85691</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Would you all be so kind as to put enough information in the title of your posts so that I know if I might have something to contribute to the discussion?&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp; It will save me lots of time.&amp;nbsp; Now thast the boards are getting so busy ( a very good thing) many of us have insufficient time to read all the threads we might be able to contribute to.&amp;nbsp; Hence the title is very important.&amp;nbsp; With 40 active threads and 20 of them new, a title that is infomative would help, a title that tells me nothing about the content might well be ignored for lack of time.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;And I can be as rude and blunt as I like about this because I am not a Moderator&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Better titles gett better responses&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanking you in advance....&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by MidnightVoice on &lt;SPAN class="date_text"&gt;03-13-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;11:30 AM&lt;/SPAN&gt;</description>
      <pubDate>Thu, 13 Mar 2008 16:30:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179207#M85691</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-03-13T16:30:35Z</dc:date>
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    <item>
      <title>Re: Please, please, please!!!!!!!!!!!!!!!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179239#M85704</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I understand the dilemma, MV ... things are hopping around here and the volume has increased so much that many members must be selective about what they stop and take the time to read.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I do hate thinking that someone's issues may not get the attention they deserve, because&amp;nbsp;of a vague post&amp;nbsp;title.&amp;nbsp; &amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Thu, 13 Mar 2008 16:20:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179239#M85704</guid>
      <dc:creator>Dawn</dc:creator>
      <dc:date>2008-03-13T16:20:31Z</dc:date>
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    <item>
      <title>Re: Please, please, please!!!!!!!!!!!!!!!!!!!!</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179249#M85708</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Dawn wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I understand the dilemma, MV ... things are hopping around here and the volume has increased so much that many members must be selective about what they stop and take the time to read.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I do hate thinking that someone's issues may not get the attention they deserve, because&amp;nbsp;of a vague post&amp;nbsp;title.&amp;nbsp; &amp;nbsp;&lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;You put it so much more politely that wot I did.&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 13 Mar 2008 16:31:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179249#M85708</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-03-13T16:31:14Z</dc:date>
    </item>
    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179260#M85711</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;I totally agree!!!&amp;nbsp; Thread titles should be relevant.&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by psychic on &lt;SPAN class="date_text"&gt;03-13-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;09:43 AM&lt;/SPAN&gt;</description>
      <pubDate>Thu, 13 Mar 2008 16:43:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179260#M85711</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-13T16:43:41Z</dc:date>
    </item>
    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179330#M85722</link>
      <description>&lt;DIV&gt;MV - thank you for changing 'your' thread title &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 13 Mar 2008 17:32:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179330#M85722</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-13T17:32:48Z</dc:date>
    </item>
    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179333#M85724</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;kball64 wrote:&lt;BR /&gt;&lt;DIV&gt;MV - thank you for changing 'your' thread title &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;DIV&gt;I good suggestion from someone else that I followed&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 13 Mar 2008 17:34:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179333#M85724</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-03-13T17:34:24Z</dc:date>
    </item>
    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179343#M85728</link>
      <description>Agree!&lt;BR /&gt;&lt;BR /&gt;With apologies to those who have used titles like this (and I've probably done the same in the past), these are &lt;B&gt;&lt;U&gt;not&lt;/U&gt;&lt;/B&gt; good titles:&lt;BR /&gt;&lt;BR /&gt;Newbie Here&lt;BR /&gt;Need Help&lt;BR /&gt;Got Question&lt;BR /&gt;Huh???&lt;BR /&gt;Don't Understand&lt;BR /&gt;CC Question&lt;BR /&gt;&lt;BR /&gt;If you have a question about a collection agency, put the CA name in your title. If you're looking for a CLI on a MegaBank Diamond-Encrusted Titanium Deluxe-O CC, then put its name in the title. (If it fits, lol.)&lt;BR /&gt;&lt;BR /&gt;This is really not me being cranky; this is me seeing good posts go unanswered, because the people who have info for you never read your post.&lt;BR /&gt;&lt;BR /&gt;One exception to the don't-use-vague-titles suggestion, and this one I always read:&lt;BR /&gt;&lt;BR /&gt;Woo-Hoo!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Thu, 13 Mar 2008 17:41:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179343#M85728</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2008-03-13T17:41:11Z</dc:date>
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    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179412#M85761</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/7511"&gt;@haulingthescoreup&lt;/a&gt; wrote:&lt;BR /&gt;Agree!&lt;BR /&gt;&lt;BR /&gt;With apologies to those who have used titles like this (and I've probably done the same in the past), these are &lt;B&gt;&lt;U&gt;not&lt;/U&gt;&lt;/B&gt; good titles:&lt;BR /&gt;&lt;BR /&gt;Newbie Here&lt;BR /&gt;Need Help&lt;BR /&gt;Got Question&lt;BR /&gt;Huh???&lt;BR /&gt;Don't Understand&lt;BR /&gt;CC Question&lt;BR /&gt;&lt;BR /&gt;If you have a question about a collection agency, put the CA name in your title. If you're looking for a CLI on a MegaBank Diamond-Encrusted Titanium Deluxe-O CC, then put its name in the title. (If it fits, lol.)&lt;BR /&gt;&lt;BR /&gt;This is really not me being cranky; this is me seeing good posts go unanswered, because the people who have info for you never read your post.&lt;BR /&gt;&lt;BR /&gt;One exception to the don't-use-vague-titles suggestion, and this one I always read:&lt;BR /&gt;&lt;BR /&gt;Woo-Hoo!!! &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;I am so glad someone posted because this is a pet peeve of mine!!&lt;BR /&gt;&lt;P&gt;good titles:&lt;BR /&gt;&lt;BR /&gt;Newbie Here has problem with Capital One&lt;BR /&gt;Need Help writing my GW letter to Chase&lt;BR /&gt;Got Question about how to approach PFD with hospital&lt;BR /&gt;Huh??? My score dropped 100 pts&lt;BR /&gt;Don't Understand how to write a GW Ltr&lt;BR /&gt;CC Question Amex Blue Card&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 13 Mar 2008 18:51:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179412#M85761</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-03-13T18:51:54Z</dc:date>
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      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179427#M85778</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;/DIV&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Cheezy wrote:&lt;P&gt;good titles:&lt;BR /&gt;&lt;BR /&gt;Newbie Here has problem with Capital One&lt;BR /&gt;Need Help writing my GW letter to Chase&lt;BR /&gt;Got Question about how to approach PFD with hospital&lt;BR /&gt;Huh??? My score dropped 100 pts&lt;BR /&gt;Don't Understand how to write a GW Ltr&lt;BR /&gt;CC Question Amex Blue Card&lt;BR /&gt;&lt;/P&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;&lt;DIV&gt;Let's not forget:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Woo-Hoo!!! B&amp;amp;N approval!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; (Sorry hauling ... just couldn't resist.)&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I do like the expanded title suggestions.&amp;nbsp; It's much easier to come up with our own titles when someone has given specific examples.&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 13 Mar 2008 19:05:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179427#M85778</guid>
      <dc:creator>Dawn</dc:creator>
      <dc:date>2008-03-13T19:05:55Z</dc:date>
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    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benifits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179614#M85873</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;DIV&gt;&lt;HR /&gt;Dawn wrote:&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Let's not forget:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Woo-Hoo!!! B&amp;amp;N approval!&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; (Sorry hauling ... just couldn't resist.)&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;BR /&gt;&lt;HR /&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;Mayhaps " Woo-Hoo!!&amp;nbsp; More free books" would have done as well&amp;nbsp;&amp;nbsp; &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;BR /&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Thu, 13 Mar 2008 21:49:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179614#M85873</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-03-13T21:49:41Z</dc:date>
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      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179854#M85965</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Yanno, I am going to play Devil's Advocate here.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I read everything in every blessed thread for a month.&amp;nbsp; Ignored the thread titles, just read and read until I started looking at a bottle of tequila and a straw for relief.&amp;nbsp; It gave me a good feeling for who was saying what, what was effective in terms of strategy in many areas and made me ask myself a whole lotta questions.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Like:&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Who am I credit wise?&lt;/DIV&gt;&lt;DIV&gt;What outcome do I really want?&lt;/DIV&gt;&lt;DIV&gt;If a debt is mine and I acknowledge it, is it ethical to DV and PFD?&lt;/DIV&gt;&lt;DIV&gt;Is the San Andreas fault faulty enough that Midland will SOON get swallowed into the Pacific?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;A month or two later, I'm reading by who posted to the thread, those pros, mods and contributors who share my world view.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Besides, I like to read.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;And write.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I'll admit, my favorite post of all is &lt;A target="_blank" href="http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&amp;amp;thread.id=5651&amp;amp;jump=true"&gt;http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&amp;amp;thread.id=5651&amp;amp;jump=true&lt;/A&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Thanks, one and all.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;P.S.&amp;nbsp; And I like posting as the first one to hit a new page (grin) ......&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by atlastontheroad on &lt;SPAN class="date_text"&gt;03-13-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;10:35 PM&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by atlastontheroad on &lt;SPAN class="date_text"&gt;03-13-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;10:37 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 14 Mar 2008 02:37:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179854#M85965</guid>
      <dc:creator>atlastontheroad</dc:creator>
      <dc:date>2008-03-14T02:37:11Z</dc:date>
    </item>
    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179869#M85971</link>
      <description>I think some thanks are in order for that post &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Fri, 14 Mar 2008 02:54:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179869#M85971</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-03-14T02:54:25Z</dc:date>
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    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179881#M85978</link>
      <description>&lt;DIV&gt;Huh?&amp;nbsp; Thanks for?&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;</description>
      <pubDate>Fri, 14 Mar 2008 03:07:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179881#M85978</guid>
      <dc:creator>atlastontheroad</dc:creator>
      <dc:date>2008-03-14T03:07:33Z</dc:date>
    </item>
    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179890#M85983</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/117652"&gt;@atlastontheroad&lt;/a&gt; wrote:&lt;BR /&gt;   &lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;Yanno, I am going to play Devil's Advocate here.&lt;/DIV&gt;&lt;DIV&gt; &lt;/DIV&gt;&lt;DIV&gt;I read everything in every blessed thread for a month.  Ignored the thread titles, just read and read until I started looking at a bottle of tequila and a straw for relief.  It gave me a good feeling for who was saying what, what was effective in terms of strategy in many areas and made me ask myself a whole lotta questions...&lt;/DIV&gt;&lt;DIV&gt; &lt;BR /&gt;&lt;HR /&gt;&lt;BR /&gt;atlast, I completely agree! I try really hard to read every post, too, although I also try not to be fired from my paying jobs. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;BR /&gt;&lt;BR /&gt;The problem with non-specific posts is that most members aren't in this total absorption mode. They only have time to zip through the forums. They do read a lot --I can tell, just from seeing how many different posts they respond to. But if a member has a very specific question, there might be 3 or 4 other members with the answer, but they will never see the post without a good, targeted thread title.&lt;BR /&gt;&lt;BR /&gt;I just took a quick look at the threads on General Credit, and those which have today's date go all the way to page 4. And today isn't over yet. As both a mod and a member, it kills me to see posts go unanswered due to the sheer volume of posts in general.&lt;BR /&gt;&lt;BR /&gt;Like so many other things these days, if you want a response, you have to stand out in some way.&lt;BR /&gt;&lt;BR /&gt;So it's fine to title your thread ???, but if you're really looking for some good useful info, I would strongly advise putting something in your title to catch the eye of the people who can help you.&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;edit: that great classic post was written by MV. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by haulingthescoreup on &lt;SPAN class="date_text"&gt;03-13-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;08:18 PM&lt;/SPAN&gt;&lt;/DIV&gt;&lt;/BLOCKQUOTE&gt;</description>
      <pubDate>Fri, 14 Mar 2008 03:18:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179890#M85983</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2008-03-14T03:18:15Z</dc:date>
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    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179902#M85989</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;HTSU;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I don't disagree with you at all.&amp;nbsp; We're each here with different foci from one day to the next.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;The mods have one h*ll of a job and DO a fabulous job answering questions clearly and concisely.&amp;nbsp; My hat is off to you all.&amp;nbsp; Like many others have said (and more will say); I just wish I'd found these fora at their inception.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I'm done reading each and every post and am solidly focused on a couple of really annoying topics that are fortunately (or unfortunately)&amp;nbsp;current here.&amp;nbsp; Now, I find that "credit building," "credit maintenance" and things like UTI and INQ are creeping into conversations OUTSIDE of this little box.&amp;nbsp; Scary.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;And I've made a couple of friends, a benefit that I hadn't considered when starting this journey.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I'm amazed at how many "credit legends" I had assimilated into my way of being before finding myFICO.&amp;nbsp; More importantly, my eyes have been opened, I've made a commitment to fiscal responsibility and of teaching the hard learned lesson to my daughter.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;To quote a rather famous man....."And that has made all the difference."&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;atlast...waiting for Spring and gardening!&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by atlastontheroad on &lt;SPAN class="date_text"&gt;03-13-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;11:29 PM&lt;/SPAN&gt;</description>
      <pubDate>Fri, 14 Mar 2008 03:29:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179902#M85989</guid>
      <dc:creator>atlastontheroad</dc:creator>
      <dc:date>2008-03-14T03:29:20Z</dc:date>
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      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179972#M86027</link>
      <description>Perhaps I'm the odd one here, I actually read the topics with either a few replies or none at all. It might have something to do with me getting very informative and concise information from folks who took the time to be that lone responder in my own topics. I may not have "all" the time I did when I started here, but when I can I actually search those out. I wouldn't mind more "specific" titles, but to be very honest the only pet peeve I have are comments that are snide or snarky. I know some people are just that way, and perhaps they didn't get enough credit hugs, or hugs when they were little period, but this is a board about fico scores and credit, some creme de la creme, some just cream cheese on a stale bagel, and some pinching pennies for that sidewalk coffee - point is we've all been a "newbie" at some point, and that's what I remember.&lt;BR /&gt;&lt;BR /&gt;I think a lot of people just come here a little nervous, because they're in a situation, most seem to catch-on and self-edit, some don't point is I keep an eye for all.&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;But all in all I agree, folks can be more specific in their titles, but if they're not it doesn't deter me (Braz) from responding, if I have helpful info to offer. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Fri, 14 Mar 2008 04:37:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/179972#M86027</guid>
      <dc:creator>braznyc</dc:creator>
      <dc:date>2008-03-14T04:37:42Z</dc:date>
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      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/180113#M86100</link>
      <description>&lt;DIV&gt;I guess I was just trying to suggest a way for newer posters to get the maximum feedback if they have questions and need help.&amp;nbsp; I would like a new posters question to rapidly fall down the page because the right people never got to see it&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 14 Mar 2008 12:39:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/180113#M86100</guid>
      <dc:creator>MidnightVoice</dc:creator>
      <dc:date>2008-03-14T12:39:49Z</dc:date>
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    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/220768#M101658</link>
      <description>&lt;DIV&gt;Just bumping because it is so good.&lt;/DIV&gt;</description>
      <pubDate>Fri, 25 Apr 2008 15:58:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/220768#M101658</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-25T15:58:21Z</dc:date>
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      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/220785#M101663</link>
      <description>I am pretty sure I have been one of them ... LOL GREAT thread BTW!&lt;BR /&gt;&lt;BR /&gt;Stickify this one?&lt;BR /&gt;&lt;BR /&gt;Cujo</description>
      <pubDate>Fri, 25 Apr 2008 16:19:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/220785#M101663</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-04-25T16:19:33Z</dc:date>
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    <item>
      <title>Re: Please, please, please - Relevant thread titles - the benefits</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/347736#M116617</link>
      <description>bump time</description>
      <pubDate>Wed, 24 Sep 2008 19:47:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Please-please-please-Relevant-thread-titles-the-benifits/m-p/347736#M116617</guid>
      <dc:creator>haulingthescoreup</dc:creator>
      <dc:date>2008-09-24T19:47:51Z</dc:date>
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