https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356250#M117548 Is this on your credit reports or no? Tue, 07 Oct 2008 02:19:47 GMT Anonymous 2008-10-07T02:19:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/355992#M117524 <P>What do you guys think is a good settlement offer&nbsp; to a Junk Debt Collector . They are asking for 3,000.00.&nbsp; Original charge-off was 2,500.00.&nbsp; I have 1 year till SOL is up.</P><P>&nbsp;</P><P>Should I call them or mail it to them?&nbsp;</P><P>&nbsp;</P><P>What do I do if they reject my offer and I can't afford to pay the full 3,000? Wait for them to Sue me?&nbsp;</P> Mon, 06 Oct 2008 19:30:03 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/355992#M117524 Anonymous 2008-10-06T19:30:03Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356250#M117548 Is this on your credit reports or no? Tue, 07 Oct 2008 02:19:47 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356250#M117548 Anonymous 2008-10-07T02:19:47Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356273#M117550 yes they are on my CR but they wont&nbsp; DELETE FOR FULL PAYMENT. Tue, 07 Oct 2008 02:56:15 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356273#M117550 Anonymous 2008-10-07T02:56:15Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356568#M117575 <P>Did you DV?</P><P>How do they justify the extra charges?</P> Tue, 07 Oct 2008 15:21:02 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Help-with-settlement-offer/m-p/356568#M117575 Anonymous 2008-10-07T15:21:02Z