topic Re: Credit Karma doing Hard pulls on TU!! in General Credit Topics

Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 13:23:38 GMT

Just a heads up for those who use CK to check their scores. I know they aren't suppose to be hard pulls, but I don't want to hold my breath that they get re-coded as softs.

Also, wasn't sure where to post this!

Re: Credit Karma doing Hard pulls on TU!!

wmarat — Tue, 07 Oct 2008 13:48:12 GMT

Have you tried to e-mail or call them?

It is some glitch in their system.

@Anonymous wrote:
Just a heads up for those who use CK to check their scores. I know they aren't suppose to be hard pulls, but I don't want to hold my breath that they get re-coded as softs.

Also, wasn't sure where to post this!

Re: Credit Karma doing Hard pulls on TU!!

score_building — Tue, 07 Oct 2008 13:51:57 GMT

wow that's so uncool. i used to check CK daily, are you saying that you have hard inq.'s showing up on your cr from CK?

Re: Credit Karma doing Hard pulls on TU!!

wmarat — Tue, 07 Oct 2008 13:59:22 GMT

There are the same reports on CB and FW.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 14:04:34 GMT

@score_building wrote:
wow that's so uncool. i used to check CK daily, are you saying that you have hard inq.'s showing up on your cr from CK?

Yes.

And I did send an email. Hopefully they will re-code it as a soft, since that is what it SHOULD be.

Until they get it fixed, I don't recommend anyone going to pull from there.

Re: Credit Karma doing Hard pulls on TU!!

jaxstraw — Tue, 07 Oct 2008 14:24:04 GMT

Thanks, do you have a link to that e-mail address ????

Re: Credit Karma doing Hard pulls on TU!!

wmarat — Tue, 07 Oct 2008 14:25:54 GMT

support@creditkarma.com

@jaxstraw wrote:
Thanks, do you have a link to that e-mail address ????

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 14:26:01 GMT

LOL. A hard pull for a FAKO score.

Re: Credit Karma doing Hard pulls on TU!!

MidnightVoice — Tue, 07 Oct 2008 14:45:47 GMT

@Anonymous wrote:
LOL. A hard pull for a FAKO score.

The ultimate Credit Irony

Re: Credit Karma doing Hard pulls on TU!!

Red1Blue — Tue, 07 Oct 2008 14:53:34 GMT

When did you notice this? I pull every day. I have pulled yesterday and today. I have not seen any hards on my TU for yesterdays. I have not checked for todays yet. I have to wait till 4:30 for 24 hours to complete so I can check my ChaseIDProtection Report.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 15:04:07 GMT

Today, and saw it when I pulled CCT.

Re: Credit Karma doing Hard pulls on TU!!

Red1Blue — Tue, 07 Oct 2008 15:13:12 GMT

What is CCT? When is the first Hard inq on your TU due to CK? What date is it posted on your CR? Is it just one Inq or more than one?

@Anonymous wrote:
Today, and saw it when I pulled CCT.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 15:16:25 GMT

@Red1Blue wrote:
What is CCT? When is the first Hard inq on your TU due to CK? What date is it posted on your CR? Is it just one Inq or more than one?

@Anonymous wrote:
Today, and saw it when I pulled CCT.

Dated today 10-7 and this is the first. (And will be the last as I won't pull them again!)

CCT (credit check total) is a daily monitoring service (experian based) You don't have to wait the 24+1 rule.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 15:16:39 GMT

I can confirm what the OP is saying, I saw a hard pull today from CK on my TU.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 15:19:44 GMT

Concorduser

Do you use credit secure? From what I can tell it is the same as CCT, just cost less.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 15:19:56 GMT

WHAT DID THE HARD SAY EXACTLY? Did it say "CK"?

Re: Credit Karma doing Hard pulls on TU!!

Red1Blue — Tue, 07 Oct 2008 15:20:13 GMT

Oh well. I pulled CK this morning. I might have hard on my CR today. I have to wait till 4:30 to check my ChaseID to know. If there is a hard, I guess it will be the last time I would use CK. It must be a glitch, I am sure they will fix it other wise they will be out of business.

Re: Credit Karma doing Hard pulls on TU!!

Anonymous — Tue, 07 Oct 2008 15:30:41 GMT

@Anonymous wrote:
WHAT DID THE HARD SAY EXACTLY? Did it say "CK"?

TU Interactive.

Checked TU backdoor and it's listed as Karma/Transunion Interac

Re: Credit Karma doing Hard pulls on TU!!

jaxstraw — Tue, 07 Oct 2008 15:39:56 GMT

It's not just a glitch - it's illegal.

When you pull your own credit it's a soft.

They are going to be in a mess of trouble if they don't change these back.

There are people who live for this kind of stuff it seems, instead of correction they go after reparation.

Re: Credit Karma doing Hard pulls on TU!!

spiritcraft1 — Tue, 07 Oct 2008 16:43:02 GMT

There has been much about this on another board... TC seems to be saying it is a glitch... my hard came from TC though many came from CK... it is a transunion problem... they are likely scrambling to fix this as it is illegal. I would monitor and complain individually if not recoded to a soft by tomorrow.