topic AT&T Cellphones which CRA do they pull? in General Credit Topics

AT&T Cellphones which CRA do they pull?

Anonymous — Tue, 11 Nov 2008 19:58:30 GMT

No, its not AT&T Citibank Card.. but was wondering which CRA do they usually pull for cellphones 2 years contract, etc ? Samsung Rugby model A837 sounds good to me

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Tue, 11 Nov 2008 20:03:55 GMT

Hard pull on EQ for me, in Louisiana

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Tue, 11 Nov 2008 20:08:17 GMT

Ok, Thanks. theres an auction on eBay ( I am not sure if links are allowed on this site ) so for now I wont link it. for this phone model I can get it for 99 cents , Yes thats right just 99 cents with 2 years contract. He has 99% feedback comments and 750+ next to his user id name.

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Tue, 11 Nov 2008 20:16:03 GMT

Actually the pull was on DH's credit and his EQ was in the 550 range. He was sent a mailer with the free phone's and what not and we switched over to them since I thought my Sprint account was at the end of it's contract. (It wasn't, so I ended up with 2 cell carrier's, grrr)

I had not tried to clean up his reports when that was mailed to him and he had quite a mess. I see the soft pull on EQ which is where the mailer probably came from. The hard was pulled when he called to accept the offer. So, if you are worried about score's, I don't think AT&T is too picky in that area, judging by DH's reports.

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Tue, 11 Nov 2008 21:27:24 GMT

I can verify that AT&T pulls EQ.

Re: AT&T Cellphones which CRA do they pull?

MidnightVoice — Tue, 11 Nov 2008 23:21:38 GMT

Cingular rant (just for the oldtimers ). They pull EQ - very frequently!!

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Tue, 11 Nov 2008 23:26:38 GMT

Do they really putll a hard one ? I remember getting a iPhone in july they did check my credit history to see if they need a deposit or not... but there was no inquiry on any of the CB. I assumed it was a soft one.

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 00:27:24 GMT

@Anonymous wrote:
Ok, Thanks. theres an auction on eBay ( I am not sure if links are allowed on this site ) so for now I wont link it. for this phone model I can get it for 99 cents , Yes thats right just 99 cents with 2 years contract. He has 99% feedback comments and 750+ next to his user id name.

Be careful about those, the ETF is usually doubled by agents like that.

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 02:14:10 GMT

They only pulled Equifax on me. Not sure how it is now.

Re: AT&T Cellphones which CRA do they pull?

Zar — Wed, 12 Nov 2008 03:33:14 GMT

EQ also.

Zar

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 15:35:53 GMT

Thanks for bunch of replies, I just read it all.. one that says becareful of that seller on eBay.. I will do more researches and asking questions. looks like all AT&T cares is no AT&T charge off accounts on CRA.. just 2 questions do they report to CR ? or no only if its charged off .. 2nd question will AT&T let me pay the bill by using of my new credit card accounts? ( This would be a great way to boost my FICO scores by using one of my cards monthly ) I probably will use the lowest CL I have for this.

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 16:33:56 GMT

No, AT&T does not report accounts in good standing.

Yes, AT&T accepts all major credit cards. (MC, Visa, Amex, Discover, at the very least. Perhaps even DC, although I'm not sure.)

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 16:47:41 GMT

no they do not do a hard pull, they just look up your credit to get deposit amounts.

FYI for most of those deals be aware that you have to get a certain voice and data plan and you cannot change your plan, or combine into a family plan for more than a year. letstalk is a big culprit of these types of deals. great phone prices, but don't expect to get any rebates and get hit with ETF's if any changes are made to your plan.

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 17:39:27 GMT

calichik555 wrote:
no they do not do a hard pull, they just look up your credit to get deposit amounts.

Not true. I have the hard pull to prove it.

Creditor Name

Date of Inquiry

Credit Bureau

AT&T-WS

xx/xx/2008

Equifax

Message Edited by cheddar on 11-12-2008 09:39 AM

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Wed, 12 Nov 2008 17:48:54 GMT

Equifax

05/29/2007 AT&T-WS

Re: AT&T Cellphones which CRA do they pull?

Anonymous — Thu, 13 Nov 2008 14:07:05 GMT

@Anonymous wrote:
@Anonymous wrote:
no they do not do a hard pull, they just look up your credit to get deposit amounts.

Not true. I have the hard pull to prove it.

Creditor Name Date of Inquiry Credit Bureau

AT&T-WS xx/xx/2008 Equifax
Message Edited by cheddar on 11-12-2008 09:39 AM

Ditto! Just bit the bullet and signed up for AT&T last weekend (for the iphone) and saw the inquiry on EQ the next day.

Re: AT&T Cellphones which CRA do they pull?

MidnightVoice — Thu, 13 Nov 2008 14:26:22 GMT

Ditto twice

Once to sign up, and once to add a line to an account in very good standing