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    <title>topic Has anyone been approved online then in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17681#M12029</link>
    <description>&lt;DIV&gt;declined later with Orchard Bank (HSBC).&amp;nbsp;&amp;nbsp;&amp;nbsp; Since my last increase in score for giggles I applied on line and was approved for the unsecured Orchard Bank MasterCard Gold but the application is under review.&amp;nbsp;&amp;nbsp; So I'll have to wait and see what happens.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Has anyone been approved then declined?&lt;/DIV&gt;</description>
    <pubDate>Wed, 13 Jun 2007 19:41:33 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2007-06-13T19:41:33Z</dc:date>
    <item>
      <title>Has anyone been approved online then</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17681#M12029</link>
      <description>&lt;DIV&gt;declined later with Orchard Bank (HSBC).&amp;nbsp;&amp;nbsp;&amp;nbsp; Since my last increase in score for giggles I applied on line and was approved for the unsecured Orchard Bank MasterCard Gold but the application is under review.&amp;nbsp;&amp;nbsp; So I'll have to wait and see what happens.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Has anyone been approved then declined?&lt;/DIV&gt;</description>
      <pubDate>Wed, 13 Jun 2007 19:41:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17681#M12029</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-06-13T19:41:33Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone been approved online then</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17685#M12033</link>
      <description>&lt;DIV&gt;I have the same question when I applied it was approved and I was asked to pay 49 AF online.&amp;nbsp; Now I check in their website and says that is under review.&amp;nbsp; I am waiting to see what happen!&lt;/DIV&gt;</description>
      <pubDate>Wed, 13 Jun 2007 19:56:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17685#M12033</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-06-13T19:56:31Z</dc:date>
    </item>
    <item>
      <title>Re: Has anyone been approved online then</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17711#M12056</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;&lt;DIV&gt;All Orchard cards list as under review online, UNTIL THE CARD IS ACTIVATED... &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I think Orchard does this because they are so suceptable to fraudulent applications.&lt;/DIV&gt;&lt;DIV&gt;&lt;BR /&gt;Rob&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by FICO_Focused on &lt;SPAN class="date_text"&gt;06-13-2007&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;04:30 PM&lt;/SPAN&gt;</description>
      <pubDate>Wed, 13 Jun 2007 20:30:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Has-anyone-been-approved-online-then/m-p/17711#M12056</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2007-06-13T20:30:55Z</dc:date>
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