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    <title>topic Old Collection Removed..Now New Collection Appears in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Old-Collection-Removed-Now-New-Collection-Appears/m-p/395089#M120544</link>
    <description>&lt;P&gt;OK, here is the story.&amp;nbsp; I DV'd a collection over 1 + year ago (Acceptance Collection)..it worked and was removed.&amp;nbsp; About 6 months ago appeared again with a different amount&amp;nbsp;(same collection agency) again sent letter with original letter and was removed once again.&amp;nbsp; Fast forward today get a email from my credit monitoring service, new collection agency appears on Experian (Vision Credit Solution) new dates, different amount but does not tell me the OC.&amp;nbsp; I can only assume this is the same collection just was sold to another CA as I've had a clean history for over 2+ years.&amp;nbsp; I disputed with Experian (is not on TU or EQ yet), as I have NOT received anything from this CA.&lt;/P&gt;&lt;P&gt;Two questions..Can this be a reaging issue?&amp;nbsp; Is this even legal as the first CA could NOT validate this debt and sold it to another CA?&amp;nbsp; The OC (HSBC)&amp;nbsp;on this has already fallen off two of my credit reports&amp;nbsp;(by disputing)&amp;nbsp;and is only showing on Equifax with a date of last activity 2005 and amount of high balance&amp;nbsp;$890. (the CA is trying to collect&amp;nbsp;$1692???).&amp;nbsp;&lt;/P&gt;&lt;P&gt;What can I do???&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 09 Dec 2008 16:36:18 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-12-09T16:36:18Z</dc:date>
    <item>
      <title>Old Collection Removed..Now New Collection Appears</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Old-Collection-Removed-Now-New-Collection-Appears/m-p/395089#M120544</link>
      <description>&lt;P&gt;OK, here is the story.&amp;nbsp; I DV'd a collection over 1 + year ago (Acceptance Collection)..it worked and was removed.&amp;nbsp; About 6 months ago appeared again with a different amount&amp;nbsp;(same collection agency) again sent letter with original letter and was removed once again.&amp;nbsp; Fast forward today get a email from my credit monitoring service, new collection agency appears on Experian (Vision Credit Solution) new dates, different amount but does not tell me the OC.&amp;nbsp; I can only assume this is the same collection just was sold to another CA as I've had a clean history for over 2+ years.&amp;nbsp; I disputed with Experian (is not on TU or EQ yet), as I have NOT received anything from this CA.&lt;/P&gt;&lt;P&gt;Two questions..Can this be a reaging issue?&amp;nbsp; Is this even legal as the first CA could NOT validate this debt and sold it to another CA?&amp;nbsp; The OC (HSBC)&amp;nbsp;on this has already fallen off two of my credit reports&amp;nbsp;(by disputing)&amp;nbsp;and is only showing on Equifax with a date of last activity 2005 and amount of high balance&amp;nbsp;$890. (the CA is trying to collect&amp;nbsp;$1692???).&amp;nbsp;&lt;/P&gt;&lt;P&gt;What can I do???&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 09 Dec 2008 16:36:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Old-Collection-Removed-Now-New-Collection-Appears/m-p/395089#M120544</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-12-09T16:36:18Z</dc:date>
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    <item>
      <title>Re: Old Collection Removed..Now New Collection Appears</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Old-Collection-Removed-Now-New-Collection-Appears/m-p/395104#M120550</link>
      <description>You can DV the new CA.  But, it may be assigned by the OC.  Under what grounds did you dispute HSBC?</description>
      <pubDate>Tue, 09 Dec 2008 17:04:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Old-Collection-Removed-Now-New-Collection-Appears/m-p/395104#M120550</guid>
      <dc:creator>Junejer</dc:creator>
      <dc:date>2008-12-09T17:04:23Z</dc:date>
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