<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:taxo="http://purl.org/rss/1.0/modules/taxonomy/" version="2.0">
  <channel>
    <title>topic Recording Phone Calls in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recording-Phone-Calls/m-p/407291#M121607</link>
    <description>&lt;P&gt;I plan on recording phone calls this month to document the very illegal activities of a CA.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both my state (NY) and the CA state have 'one-party' laws meaning only one party (in this case me) needs to know/consent to the recording.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm just trying to further confirm this or add'l info with anyone else who might know.&amp;nbsp; As far as I can tell, as long as I, n a State with one-party loaw, know/consent to the recordings, I can record a conversation from any incoming state whether it is a one or two/all party state.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;To date the CA has violated 2 FDCP laws (refused to send written demand/notice, called AU and insisted they could collect AND threatened to update the Credit Report with a collection by noon of that day) so I want to document each additional violation (e.g. calling after they recieve notice not to and/or recording of verbal request not to call)&lt;/P&gt;</description>
    <pubDate>Thu, 01 Jan 2009 02:11:34 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-01-01T02:11:34Z</dc:date>
    <item>
      <title>Recording Phone Calls</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recording-Phone-Calls/m-p/407291#M121607</link>
      <description>&lt;P&gt;I plan on recording phone calls this month to document the very illegal activities of a CA.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Both my state (NY) and the CA state have 'one-party' laws meaning only one party (in this case me) needs to know/consent to the recording.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm just trying to further confirm this or add'l info with anyone else who might know.&amp;nbsp; As far as I can tell, as long as I, n a State with one-party loaw, know/consent to the recordings, I can record a conversation from any incoming state whether it is a one or two/all party state.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;To date the CA has violated 2 FDCP laws (refused to send written demand/notice, called AU and insisted they could collect AND threatened to update the Credit Report with a collection by noon of that day) so I want to document each additional violation (e.g. calling after they recieve notice not to and/or recording of verbal request not to call)&lt;/P&gt;</description>
      <pubDate>Thu, 01 Jan 2009 02:11:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recording-Phone-Calls/m-p/407291#M121607</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-01T02:11:34Z</dc:date>
    </item>
    <item>
      <title>Re: Recording Phone Calls</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recording-Phone-Calls/m-p/407309#M121609</link>
      <description>&lt;P&gt;Can't speak to a specific state or state laws, but within this link is a link for a state-by-state guide for recording phone calls.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="http://ficoforums.myfico.com/fico/board/message?board.id=rebuildingcredit&amp;amp;message.id=15485&amp;amp;query.id=36394#M15485" target="_blank"&gt;http://ficoforums.myfico.com/fico/board/message?board.id=rebuildingcredit&amp;amp;message.id=15485&amp;amp;query.id=36394#M15485&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 01 Jan 2009 02:34:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Recording-Phone-Calls/m-p/407309#M121609</guid>
      <dc:creator>llecs</dc:creator>
      <dc:date>2009-01-01T02:34:52Z</dc:date>
    </item>
  </channel>
</rss>

