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    <title>topic Question Regarding Open Balance That Was Paid Off in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Question-Regarding-Open-Balance-That-Was-Paid-Off/m-p/429185#M123441</link>
    <description>&lt;P&gt;On my report, I have an account from American General / AIG that is showing an open balance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, a long time ago, the account was "sold" to a collection agency (Mercantile Adjustment).&amp;nbsp; And many months ago (July '08), I settled the account with Mercantile and paid it off.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should AIG (Aig Fed Sv) still show an open balance?&amp;nbsp; Under the details, the Date Closed section says "Not reported."&amp;nbsp;And under the description, it states "Charged off account" and "Charge."&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was going to dispute it, but wanted to make sure I wasn't missing something.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;# I'm getting the info from Equifax.&amp;nbsp; I haven't seen the other reports.&amp;nbsp; Thanks all!&lt;/P&gt;</description>
    <pubDate>Mon, 02 Feb 2009 20:37:31 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-02-02T20:37:31Z</dc:date>
    <item>
      <title>Question Regarding Open Balance That Was Paid Off</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Question-Regarding-Open-Balance-That-Was-Paid-Off/m-p/429185#M123441</link>
      <description>&lt;P&gt;On my report, I have an account from American General / AIG that is showing an open balance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, a long time ago, the account was "sold" to a collection agency (Mercantile Adjustment).&amp;nbsp; And many months ago (July '08), I settled the account with Mercantile and paid it off.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should AIG (Aig Fed Sv) still show an open balance?&amp;nbsp; Under the details, the Date Closed section says "Not reported."&amp;nbsp;And under the description, it states "Charged off account" and "Charge."&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I was going to dispute it, but wanted to make sure I wasn't missing something.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;# I'm getting the info from Equifax.&amp;nbsp; I haven't seen the other reports.&amp;nbsp; Thanks all!&lt;/P&gt;</description>
      <pubDate>Mon, 02 Feb 2009 20:37:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Question-Regarding-Open-Balance-That-Was-Paid-Off/m-p/429185#M123441</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-02-02T20:37:31Z</dc:date>
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    <item>
      <title>Re: Question Regarding Open Balance That Was Paid Off</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Question-Regarding-Open-Balance-That-Was-Paid-Off/m-p/429437#M123465</link>
      <description>The AIG TL should show $0 balance. Dispute!</description>
      <pubDate>Tue, 03 Feb 2009 03:04:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Question-Regarding-Open-Balance-That-Was-Paid-Off/m-p/429437#M123465</guid>
      <dc:creator>Tuscani</dc:creator>
      <dc:date>2009-02-03T03:04:13Z</dc:date>
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