topic Re: Not Reporting -- What does it mean? in General Credit Topics

Not Reporting -- What does it mean?

Anonymous — Thu, 26 Feb 2009 04:13:35 GMT

Why does nothing show up?? This is from the FICO.com website Equifax

Collection on debt to: Not Reported

The collection agency "655yc00000" was hired to collect a debt of $191 originally owed to "Not Reported" on account number "XXX4193".

Collection agency [?] 655yc00000

Original balance [?] $191

Current balance [?] $191

Status [?] Unpaid

Date assigned [?] Sep 01, 2008

Date reported [?] Jan 01, 2009

Date last active [?] Feb 01, 2008

Date paid [?] Not Reported

Date closed [?] Not Reported

Original lender [?] Not Reported

Account number [?] XXX4193

Type of account [?] Not Reported

Account holder [?] Individual

Type of credit [?] Not Reported

Payment status [?] Not Reported

Largest past balance [?] Not Reported

Amount past due [?] Not Reported

Account descriptions [?] Not Reported

Re: Not Reporting -- What does it mean?

llecs — Thu, 26 Feb 2009 04:17:38 GMT

Third party report providers like TrueCredit or myFICO will often mask the name of the CA and/or OC. Go to equifax.com and order your EQ report and you'll see more info including the CA and OC names and contact info. You can also order your report for free once a year via annualcreditreport.com.

Re: Not Reporting -- What does it mean?

Junejer — Thu, 26 Feb 2009 05:30:17 GMT

Kurtis, whenever I see these, I tend to think medical collections. It's not always the case, but more times than not, I think that it is a med collection.

Do you have any unpaid medical bills?

Re: Not Reporting -- What does it mean?

Anonymous — Thu, 26 Feb 2009 05:34:14 GMT

Yeah, apparently so -- I used to work for the local hospital here, and when I left, they re-applied my employee discount to the bill.

I pulled my Equifax report and there it was. I will go to the hospital tomorrow and get something worked out with them directly. I still know a lot of the ladies in the financial counseling department there.

Thanks for the help!

Re: Not Reporting -- What does it mean?

Junejer — Thu, 26 Feb 2009 05:42:41 GMT

Hopefully, you'll get it worked out and removed from your CRs, without having to go thru the HIPAA process.