topic Re: EXPERIAN FICO SCORES in General Credit Topics

EXPERIAN FICO SCORES

nathan — Thu, 05 Mar 2009 23:38:00 GMT

Now that you can't get your experian fico score here, can you see it if you buy it through the equifax website? The equifax website claims you can buy 3-1 reports with fico scores, any body tried this after the exp fico freeze?

Re: EXPERIAN FICO SCORES

fused — Thu, 05 Mar 2009 23:52:56 GMT

No! The EQ 3-in-1 only gives you a FICO EQ score and two FAKO score for EX and TU. The only way you can know your FICO EX score is if you app and a lender who uses FICO scores shares it with you.

Re: EXPERIAN FICO SCORES

Donks3369 — Thu, 05 Mar 2009 23:54:38 GMT

Nathan,

There is no place to get your Experian credit score. The only way to get the actual FICO score is to apply with a lender that pulls Experian and hope they share it with you.

Re: EXPERIAN FICO SCORES

Donks3369 — Thu, 05 Mar 2009 23:55:26 GMT

Fused,

You beat me again. Forgot to hit post. As always, excellent information.

Re: EXPERIAN FICO SCORES

nathan — Fri, 06 Mar 2009 00:01:16 GMT

Thanks folks. Every day, i have a reason to hate exp. Ca loves exp because they never verify a debt.

Re: EXPERIAN FICO SCORES

nathan — Fri, 06 Mar 2009 00:21:09 GMT

you guys just saved me $40. i almost bought it, but decided at the last minute to check here first. Thanks a lot. I would have been pissed as hell.

Re: EXPERIAN FICO SCORES

Thunderseven — Fri, 06 Mar 2009 00:39:47 GMT

Fused,

Question - If you're in good with a particular lender and they're willing to work with you, can they pull a EX FICO with a soft pull, or can they only get EX FICO score with hard pulls?

Re: EXPERIAN FICO SCORES

fused — Fri, 06 Mar 2009 01:15:53 GMT

Thunderseven wrote:

Fused,

Question - If you're in good with a particular lender and they're willing to work with you, can they pull a EX FICO with a soft pull, or can they only get EX FICO score with hard pulls?

I'm not 100% sure on this, so let me do some digging and get back with you.

Re: EXPERIAN FICO SCORES

smallfry — Fri, 06 Mar 2009 01:32:33 GMT

They can see a score with a soft pull. BofA does it all the time.

Re: EXPERIAN FICO SCORES

haulingthescoreup — Fri, 06 Mar 2009 01:34:34 GMT

smallfry wrote:
They can see a score with a soft pull. BofA does it all the time.

But do we know this for sure? I've never known for sure if they're seeing a FICO score or just the updated report.

x

Anonymous — Wed, 01 May 2013 00:58:46 GMT

Re: EXPERIAN FICO SCORES

llecs — Fri, 06 Mar 2009 02:13:16 GMT

They do or did offer EX FICO scores. Not sure if that has changed since the EX-flop.

I did look into becoming a member, but pretty much would have to move there.

x

Anonymous — Wed, 01 May 2013 00:58:28 GMT