topic Hoping someone can help in General Credit Topics

Hoping someone can help

Anonymous — Fri, 13 Mar 2009 00:29:49 GMT

Here is my situation. I got verizon to agree to remove an old account that showed a past due because we found that it was not my correct phone number. Each of the three credit bureaus were sent an electronic deletion form requesting them to delete this account from my report on 2/17/2009. It was gone on experian on 2/21/09 but both transunion and equifax are still reporting. They claim they have no such letter from Verizon. In the meantime I had disputed this item before verizon agreed to remove it. Could the dispute be the thing that is holding up the deletion. How can I get the CRA to remove this from my account

Re: Hoping someone can help

haulingthescoreup — Fri, 13 Mar 2009 00:42:04 GMT

I'd call Verizon back and ask them to re-send the letter that they supposedly sent to EQ and TU, this time cc'ing you. Alternatively, if they're willing to fax you a copy of the letter that they sent, you can ask for that. You could then turn around and send them to the CRA's.

Sounds like EQ and TU are dragging this out as long as they can, heaven knows why.

Re: Hoping someone can help

Anonymous — Fri, 13 Mar 2009 01:40:26 GMT

It is my understanding that if an account is currently in dispute status when the creditor contacts requesting deletion, the account won't update/delete until the investigation period is over.

EQ is good about this.