topic Equifax Credit Watch Gold~~Any good? in General Credit Topics

Equifax Credit Watch Gold~~Any good?

Anonymous — Wed, 08 Apr 2009 01:56:18 GMT

Hello everyone! I signed up for scorewatch here and am not pleased because of the "lack of" or "turtle slow" alerts. I have read up some on the equifax credit watch gold and wanted some input from others on here that use it or have used it. I like the idea that they say that you can pull a report daily, but lots of sites tell you things and don't live up to it. Any advise would be greatly appreciated. Thanks!

Re: Equifax Credit Watch Gold~~Any good?

haulingthescoreup — Wed, 08 Apr 2009 02:58:12 GMT

I have Credit Watch Gold, and I can confirm that you can pull your full EQ report daily. Assuming their site hasn't crashed, which does happen. I only pull once a month, sometimes twice, because Equifax has some problems with file fragility, and they've been known to "split" with frequent pulls, which is a PITA to fix.

My version does not come with the FICO score. They have a version now that does, and I called to ask about it, and from what I understood, it's a one-time EQ FICO score, not anything ongoing. Well, the reports are ongoing, but not the score.

I really like the service: the report is very user-friendly and full of useful info. But do realize that it's for EQ only.

Re: Equifax Credit Watch Gold~~Any good?

Anonymous — Wed, 08 Apr 2009 03:01:24 GMT

hauling, thanks so much for replying! You have helped me out!

Re: Equifax Credit Watch Gold~~Any good?

marty56 — Thu, 09 Apr 2009 09:19:18 GMT

Iuse it also but their web site is slow. They also have issues when you try to get a new report sometimes it doesnt work and you have to call them. I like being able to see who is softing me and the information is well laid out.