topic Re: CRA are assisting Collection Agencies in General Credit Topics

CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 19:07:57 GMT

This may or may not be news to some but found it very itneresting that CRA's actually assist in finding debtors.

http://www.experian.com/collection_triggers/index.html?CFID=2539477&CFTOKEN=69258162

Re: CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 19:10:00 GMT

and actually telling them if the debtor has the ability to pay based on new information.

Re: CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 19:15:40 GMT

Great another Monster Lurking over my shoulder..........

Re: CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 19:55:08 GMT

That should not be allowed. So much for the Privacy act. I tell you what we really dont have any rights when it comes to collections and credit card companies as well as some other creditors (Auto Lenders) FCRA needs major updates to it to protect us from these kind of people and hold them more liable for their part in the dept to. Not all the time is the dept cancled due to the consumer some times its due to being lied to or dupt into getting into bed (not literally) with these kinds of people. Just my 2 Cent worth.

Re: CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 19:59:53 GMT

Ughh... now we can have more old stuff coming back to haunt us.

Re: CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 20:01:12 GMT

Skip trace has always been a part of the CA arsenal...

Rob

Re: CRA are assisting Collection Agencies

MidnightVoice — Thu, 14 Jun 2007 20:09:03 GMT

They are just trying to make a buck or two.....

Re: CRA are assisting Collection Agencies

Anonymous — Thu, 14 Jun 2007 20:24:06 GMT

FICO_Focused wrote:
Skip trace has always been a part of the CA arsenal...

Rob

I knew skip tracing was out there but did not know that the CRA's are actually involved in assisting and even sending them alerts when new lines of credit are opened. So it's sort of BS when they claim they are indendpenant of any creditors and such are just a reporting agency.

Re: CRA are assisting Collection Agencies

MercyMe — Fri, 15 Jun 2007 03:04:19 GMT

Make that .... B$ ....

Re: CRA are assisting Collection Agencies

fused — Fri, 15 Jun 2007 03:44:08 GMT

Any possible violations here?

Tuscani or Noah-Brodie??

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 04:44:27 GMT

I see EX routinely described as being in bed with the CAs.

Just like congressmen and lobbyists ...

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 06:09:04 GMT

fused111 wrote:
Any possible violations here?

None of which I'm aware. And it's worse than all that. Here are a few more "services" EX offers CAs.

Perhaps the scariest one is this.
http://www.experian.com/products/pdf/call_center_scheduler.pdf
"Call Center Scheduler uses demographics, geodemographics and lifestyle information to reliably predict the probability of a consumer being home at one of four times."

Message Edited by Noah_Bodie on 06-14-2007 11:09 PM

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 06:28:49 GMT

And EX is but the tip of the iceberg.

http://www.pimall.com/nais/SKIPTRACE.HTM
http://www.zabasearch.com
http://www.publicrecordsnow.com
http://www.peoplefinders.com
http://www.intelius.com/
http://www.ussearch.com/consumer
http://peoplesearch.addresses.com/email.php
http://www.whitepages.com
http://www.whitepages.com/10580/person
http://www.meta-people-search.com
http://www.infobel.com/usa/default.asp?qSearchType=USARAWP
http://555-1212.com/mindex.jsp

Re: CRA are assisting Collection Agencies

fused — Fri, 15 Jun 2007 06:53:17 GMT

Noah_Bodie wrote:
And EX is but the tip of the iceberg.

http://www.pimall.com/nais/SKIPTRACE.HTM
http://www.zabasearch.com
http://www.publicrecordsnow.com
http://www.peoplefinders.com
http://www.intelius.com/
http://www.ussearch.com/consumer
http://peoplesearch.addresses.com/email.php
http://www.whitepages.com
http://www.whitepages.com/10580/person
http://www.meta-people-search.com
http://www.infobel.com/usa/default.asp?qSearchType=USARAWP
http://555-1212.com/mindex.jsp

Ahhhhh! Now I really want to upchuck!

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 13:58:53 GMT

Does anyone else feel like they have suddenly had their eyes opened ony to discover it is 1984, and Orson had it right?

Re: CRA are assisting Collection Agencies

MidnightVoice — Fri, 15 Jun 2007 14:21:02 GMT

jaguls66 wrote:
Does anyone else feel like they have suddenly had their eyes opened ony to discover it is 1984, and Orson had it right?

Much as I admire Orson Wells, it was George Orwell

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 16:18:16 GMT

darn, couldn't remember which it was and took a stab at. Also wondered if anyone would remember the book.

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 18:59:32 GMT

Phew! Glad that was clarified. I thought y'all had been talking with Mork.

As for 1984, yep, we're there.

Re: CRA are assisting Collection Agencies

MidnightVoice — Fri, 15 Jun 2007 19:00:18 GMT

jaguls66 wrote:
darn, couldn't remember which it was and took a stab at. Also wondered if anyone would remember the book.

Some of us are really, really old

Re: CRA are assisting Collection Agencies

Anonymous — Fri, 15 Jun 2007 19:01:58 GMT

Anyone tried finding themselves on any of the "skip trace" links? Pretty scary. Particularly when ya find stuff associated with you that ain't you and yours. I found one. My last name, a woman's first name, Jeanette. I can't even think of a single Jeanette that I'm even acquainted with, let alone related to or married to.