https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483773#M127797 100% false.  No difference.  IMHO it makes it easier to manage your payments. Thu, 16 Apr 2009 23:26:18 GMT marty56 2009-04-16T23:26:18Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483586#M127782 I heard that it is not a good idea to have your personal finances (checking and savings) at the same place as your mortgage or auto loan.  Is it true or is it crap? thanks dP Thu, 16 Apr 2009 20:04:04 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483586#M127782 Anonymous 2009-04-16T20:04:04Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483773#M127797 100% false.  No difference.  IMHO it makes it easier to manage your payments. Thu, 16 Apr 2009 23:26:18 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483773#M127797 marty56 2009-04-16T23:26:18Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483787#M127798 Agreed with the PP, not to mention that people often get a half point or so off their rate if they set up auto pay from their checking account. In addition, I think CU would often see it as a positive factor on an application for a loan or credit card that you already have existing well maintained checking and savings. Thu, 16 Apr 2009 23:43:48 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Is-it-true/m-p/483787#M127798 Anonymous 2009-04-16T23:43:48Z