topic Best Website To Monitor Daily Credit Score/FICO Score? in General Credit Topics

Best Website To Monitor Daily Credit Score/FICO Score?

Anonymous — Fri, 01 May 2009 19:20:11 GMT

We got hooked on www.freecreditreport.com , is that True Credit? Anyhow, I've read a little on here and it looks like that might not be the best indicator of our score?

Where is a good place to sign up to monitor daily, all 3 if possible? I liked the members feature on TC where I could look at our reports as often as I liked.

And I read that Experian has stopped issuing FICO's to consumers? So how in the world would I know what my Experian # is???

Thanks!

Re: Best Website To Monitor Daily Credit Score/FICO Score?

Anonymous — Fri, 01 May 2009 20:15:33 GMT

The only way to know your EX FICO is to get it from a lender.

There is no place that offers daily monitoring of all your FICO scores.

You can get ScoreWatch, which monitors your EQ FICO score.

I am not sure of any daily report pullers that are left. EQ has one that allows you to pull your EQ only daily.(or supposed to, I cancelled because of too many technical problems). TU allows you to pull your TU daily.

Re: Best Website To Monitor Daily Credit Score/FICO Score?

Anonymous — Sat, 02 May 2009 20:14:56 GMT

Try Credit Check Total (CCT): creditchecktotal.com $19.95 per month, Daily pulls but they are FAKO's except for Experian. CCT is by EXP so they give you the real EXP score. The other scores a little similar to FICO's but are usually lower than my FICO's. Now that myFICO don't offer EXP I just use score from CCT for EXP because CCT is an Experian product.

Re: Best Website To Monitor Daily Credit Score/FICO Score?

Anonymous — Sat, 02 May 2009 20:35:03 GMT

CCT is "real EX scores" but not FICO. They are one of the EX models.

Re: Best Website To Monitor Daily Credit Score/FICO Score?

llecs — Sat, 02 May 2009 23:27:57 GMT

txjohn wrote:
CCT is "real EX scores" but not FICO. They are one of the EX models.

To add, these are FAKO scores called a PLUS score. They have no relationship to a FICO score and can go up while FICO goes down and vice-versa.

Re: Best Website To Monitor Daily Credit Score/FICO Score?

haulingthescoreup — Sat, 02 May 2009 23:29:01 GMT

ebss wrote:
Try Credit Check Total (CCT): creditchecktotal.com $19.95 per month, Daily pulls but they are FAKO's except for Experian. CCT is by EXP so they give you the real EXP score. The other scores a little similar to FICO's but are usually lower than my FICO's. Now that myFICO don't offer EXP I just use score from CCT for EXP because CCT is an Experian product.

To echo txjohn, the Experian score is a FAKO, too.

You can't buy your EX FICO anywhere, period. That was what the big doo-dah was all about, back in February. You can get it if you app for a mortgage, and you can get it it you belong to PSECU, a credit union in Pennsylvania that few of us qualify for. That's it.